Osceola County property record for 4405 Rummell Rd, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1989 |
| Square Footage | 2,907 sqft Heated Area |
| Lot Size | 40,511 sqft (0.93 acres) |
| Garage | Finished, 575 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,429.00 (2025) |
| Primary APN | 3625304620000A0160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,907 sqft Heated Area |
| Gross Area | 3,647 sqft Gross Area |
| 1st Floor | 1,893 sqft 1st Floor |
| Upper Floors | 1,014 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Aluminum Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 40,511 sqft (0.93 acres) |
| Depth X Width | 460 ft x 88 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 575 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 120 sqft Shed |
| Deck Area | 77 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 165 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 76440 |
|---|---|
| Street Address | 4405 RUMMELL RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1700 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OSCEOLA SHORES PB 1 PG 320-A BLK A BEG AT SWLY COR OF LOT 16, RUN N 67 DEG E 88.53 FT, N 29 DEG W 463.91 FT MOL TO EAST LAKE |
| Legal Range | 30E |
| Legal Township | 25S |
| Legal Section | 36 |
| Legal Subdivision | OSCEOLA SHORES |
| Legal Tract | 4620 |
| Legal Block | A |
| Legal Lot Number | 16 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2029 |
| Census Tract | 43600 |
Source: Osceola County records · APN 3625304620000A0160
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 4405 RUMMELL RD, SAINT CLOUD, FL 34769-1700 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Prior Sale | Jul 15, 2002 · Amount on Record |
| Last Transfer Date | Jan 29, 2025 |
| Transfer Doc | 0067321386 |
| Record Refreshed | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,429.00 (+7.76%) Homeowner's exemption | $236,936 (+5.99%) | $376,300 (+1.65%) Land $99,400 Building $276,900 |
| 2023 | $3,182.00 (+4.4%) Homeowner's exemption | $223,553 (+3%) | $370,200 (+12.18%) Land $99,400 Building $270,800 |
| 2022 | $3,048.00 Homeowner's exemption | $217,042 | $330,000 Land $99,400 Building $230,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Moderate above 50% of the US · above 20% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,020 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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