443 Wild Oak Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 443 Wild Oak Dr, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,290 sqft · built 2007
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Mar 2021)
Tax Bill	$2,703 (2025)
Deeds & Mortgages	Feb 2023 Transfer Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T062000268`

Property Details

APN / Parcel Number

Primary APN	`T062000268`
Alternative APN	`4-0036-9977-00-031D.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,290 sqft Living Area
Gross Area	1,490 sqft
1st Floor Area	650 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	28 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T062000268
Street Address	443 WILD OAK DR
City	O FALLON
State	MO
Zip	63368-7467
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VLGS AT SPRINGHURST #2 LOT 31D
Legal Subdivision	VLGS AT SPRINGHURST #2
Legal Lot Number	31D
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1011
Census Tract	312207

Owner

443 Wild Oak Dr, a condominium, is owned by two individuals who acquired it in February 2023.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 SCHOEN MORGEN DR, O FALLON, MO 63366-1685
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 16, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Nov 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 16, 2020	Deed of Trust, Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2021 · Amount on File
Deed Sale	Mar 16, 2021 · Amount on File
Prior Sale	Aug 24, 2010 · Amount on File
Deed Document Number	202123198
Last Transfer Date	Feb 8, 2023
Transfer Doc	0000006859
Record Updated	Oct 29, 2026

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 24, 2023
Property Address	443 WILD OAK DR, O FALLON, MO 63368-7467
Document Number	0000006859
Map Reference	MB 42 PG 385
Instrument Date	Feb 8, 2023
Instrument	2023R-006859
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	14 SCHOEN MORGEN DR, O FALLON, MO 63366-1685

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 16, 2021
Property Address	443 WILD OAK DR, O FALLON, MO 63368-7467
Document Number	2021R023198
Map Reference	MB 42 PG 385
Instrument Date	Mar 12, 2021
Instrument	2021R-023198
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 BELMONTE CT, 11, O FALLON, MO 63368-7622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 SCHOEN MORGEN DR, O FALLON, MO 63366-1685

Mortgage

Document Number	2021R023199
Date	Mar 16, 2021
Instrument	2021R-023199

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	443 WILD OAK DR, O FALLON, MO 63368-7467
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070030675
Date	Nov 15, 2018
Book Page	7003/0675
Instrument	20181115000646660

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2038

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	443 WILD OAK DR, O FALLON, MO 63368-7467
Document Number	0000091627
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 WILD OAK DR O FALLON MO 633687467, O FALLON, MO 63368-7467

Mortgage

Document Number	0000091627
Date	Nov 24, 2020
Instrument	91627

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 443 Wild Oak Dr was $2,703.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,410 (-)	$212,686 (-) Building $212,686
2025	$2,703.00	$40,410	$212,686
2023		$33,484
2022			$176,231 Building $176,231

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 443 Wild Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 443 Wild Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, Brightspeed, Gateway Fiber, i3 Broadband, Verizon.

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