440 Wild Oak Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 440 Wild Oak Dr, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,214 sqft · built 2014
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on Record
Tax Bill	$2,593 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T062000299`

Property Details

APN / Parcel Number

Primary APN	`T062000299`
Alternative APN	`4-0036-9977-00-062D.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,214 sqft Living Area
Gross Area	2,041 sqft
1st Floor Area	607 sqft
Basement Area	607 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T062000299
Street Address	440 WILD OAK DR
City	O FALLON
State	MO
Zip	63368-7464
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VLGS AT SPRINGHURST #2 LOT 62D
Legal Subdivision	VLGS AT SPRINGHURST #2
Legal Lot Number	62D
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1012
Census Tract	312207

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10344 SAVANNAH AVE, SAINT LOUIS, MO 63131-2739
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Warranty Deed, Transfer · Conventional Mortgage US WIDE FINANCIAL LLC
Apr 21, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Apr 13, 2018	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2024
Deed Sale	Aug 20, 2024
Prior Sale	Oct 12, 2023 · Amount on Record
Deed Document Number	202433733
Prior Transfer Date	Aug 19, 2024
Prior Transfer Doc	0000033733
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 12, 2023
Property Address	440 WILD OAK DR, O FALLON, MO 63368-7464
Document Number	0000042103
Map Reference	MB 42 PG 385
Instrument Date	Oct 11, 2023
Instrument	2023R-042103
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 SOMMERSET CT, O FALLON, MO 63367-6563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10344 SAVANNAH AVE, FRONTENAC, MO 63131-2739

Mortgage

Document Number	0000042104
Date	Oct 12, 2023
Instrument	2023R-042104

Lender

Name	US WIDE FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 21, 2021
Property Address	440 WILD OAK DR, O FALLON, MO 63368-7464
Document Number	0000035166
Map Reference	MB 42 PG 385
Instrument Date	Apr 20, 2021
Instrument	2021R-035166
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2420 PARKER RD, FLORISSANT, MO 63033-2248

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 WILD OAK DR, O FALLON, MO 63368-7464

Mortgage

Document Number	0000035167
Date	Apr 21, 2021
Instrument	2021R-035167

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	440 WILD OAK DR, O FALLON, MO 63368-7464
Document Number	0069160585
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	May 15, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 WILD OAK DR O FALLON MO 633687464, O FALLON, MO 63368-7464

Mortgage

Document Number	0069160585
Date	May 8, 2018
Book Page	006916/000585
Instrument	254270

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,733 (-)	$203,858 (-) Building $203,858
2025	$2,593.00	$38,733 (+20.36%)	$203,858 (+20.36%) Building $203,858
2023		$32,180
2022			$169,369 Building $169,369

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, Brightspeed, Gateway Fiber, i3 Broadband, Verizon.

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