448 Wild Oak Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 448 Wild Oak Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,708 sqft · built 2016
Lot Size	0.103 acres (4,465 sqft)
Owner	2 Individual Names on Record
Last Sale	$221,300 (Nov 2021)
Tax Bill	$3,707 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`T162000208`

Property Details

APN / Parcel Number

Primary APN	`T162000208`
Alternative APN	`4-0036-C287-00-066D.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,708 sqft Living Area
Gross Area	2,772 sqft
1st Floor Area	1,004 sqft
Basement Area	684 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	4,465 sqft (0.103 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T162000208
Street Address	448 WILD OAK DR
City	O FALLON
State	MO
Zip	63368-7464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT SPRINGHURST #2 &4&6 BDRY ADJ LOT 66D
Legal Subdivision	VLGS AT SPRINGHURST #2 &4 & 6 BDRY ADJ
Legal Lot Number	66D
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1012
Census Tract	312207

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	448 WILD OAK DR, O FALLON, MO 63368-7464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Nov 17, 2021	Intrafamily Transfer, Transfer TITLE PARTNERS AGENCY LLC
Nov 17, 2021	Quit Claim Deed, Transfer TITLE PARTNERS AGENCY LLC
Jul 14, 2020	Warranty Deed, Subdivision Related Transfer ARC
Jul 14, 2020	Warranty Deed, Transfer OTHER
Jun 4, 2018	Warranty Deed, Transfer · FHA Mortgage DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	Nov 17, 2021 · Amount on Record
Deed Document Number	202194504
Prior Transfer Date	Nov 15, 2021
Prior Transfer Doc	2021R094504
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Nov 17, 2021
Property Address	448 WILD OAK DR, O FALLON, MO 63368-7464
Document Number	2021R094504
Map Reference	MB 48 PG 229
Instrument Date	Nov 15, 2021
Instrument	2021R-094504
Transaction Type	Transfer
Record Updated	Dec 2, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 WILD OAK DR, O FALLON, MO 63368-7464

Mortgage

Document Number	2021R094505
Date	Nov 17, 2021
Instrument	2021R-094505

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Nov 17, 2021
Property Address	448 WILD OAK DR, O FALLON, MO 63368-7464
Document Number	2021R094503
Map Reference	MB 48 PG 229
Instrument Date	Nov 10, 2021
Instrument	2021R-094503
Transaction Type	Transfer
Record Updated	Dec 2, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	448 WILD OAK DR, O FALLON, MO 63368-7464

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 17, 2021
Property Address	448 WILD OAK DR, O FALLON, MO 63368-7464
Document Number	2021R094502
Map Reference	MB 48 PG 229
Instrument Date	Sep 15, 2021
Instrument	2021R-094502
Transaction Type	Transfer
Record Updated	Dec 2, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	364 ROANOKE DR, 364, BELLEVILLE, IL 62221-5769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 WILD OAK DR, O FALLON, MO 63368-7464

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 14, 2020
Property Address	448 WILD OAK DR, O FALLON, MO 63368-7464
Document Number	0073432395
Book / Page	007343 / 002395
Instrument Date	Jul 13, 2020
Instrument	487230
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 1, 2020
Title Company	ARC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	205 OLD MORAY PL ST CHARLES MO 633014466, ST CHARLES, MO 63301-4466

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 14, 2020
Property Address	448 WILD OAK DR, O FALLON, MO 63368-7464
Document Number	0073432393
Book / Page	007343 / 002393
Instrument Date	Jul 13, 2020
Instrument	487220
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	218 CHESTERFIELD TOWNE CTR CHESTERFIELD MO 630051257, CHESTERFIELD, MO 63005-1257

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 4, 2018
Property Address	448 WILD OAK DR, O FALLON, MO 63368-7464
Document Number	0069281987
Book / Page	6928 / 1987
Map Reference	MB 48 PG 229
Instrument Date	Jun 1, 2018
Instrument	20180604000309230
Transaction Type	Transfer
Record Updated	Dec 2, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	448 WILD OAK DR, O FALLON, MO 63368-7464

Mortgage

Document Number	20180604000309240
Date	Jun 4, 2018
Instrument	20180604000309240

Lender

Name	DELMAR FINANCIAL CO
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,646 (-)	$292,872 (-) Land $60,000 Building $232,872
2025	$3,707.00 (+5.37%)	$55,646 (+8.53%)	$292,872 (+8.53%) Land $60,000 Building $232,872
2024	$3,518.00
2023		$51,273
2022			$269,860 Land $50,000 Building $219,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, Brightspeed, Gateway Fiber, i3 Broadband, Verizon.

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