443 Whispering Pine Ln, Bumpass, VA 23024 Property Records

Louisa County property record for 443 Whispering Pine Ln, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,278 sqft · built 1995
Lot Size	1.91 acres (83,200 sqft)
Owner	Individual Name on File
Last Sale	$221,500 (Dec 2020)
Tax Bill	$2,257 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`93A 2 13`

Property Details

APN / Parcel Number

Primary APN	`93A 2 13`
Alternative APNs	`6466` `6284`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,278 sqft Living Area
1st Floor Area	1,278 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	83,200 sqft (1.91 acres)

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	100 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6284
Street Address	443 WHISPERING PINE LN
City	BUMPASS
State	VA
Zip	23024-2828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	SECTION 2 LOT 13 DB 1719/770 1.91 AC
Legal Subdivision	WILLOW BROOK ESTATES
Legal Lot Number	13
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	3
Census Block	3001
Census Tract	950500

Owner

443 Whispering Pine Ln is owned and occupied by an individual who bought it in December 2020.

Source: Louisa County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	443 WHISPERING PINE LN, BUMPASS, VA 23024-2828
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2020 · Amount on File
Deed Sale	Dec 2, 2020 · Amount on File
Deed Document Number	202012303
Deed Book / Page	1719 / 770
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Dec 2, 2020
Property Address	443 WHISPERING PINE LN, BUMPASS, VA 23024-2828
Document Number	0000012303
Book / Page	001719 / 000770
Instrument Date	Nov 23, 2020
Instrument	12303
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 WHISPERING PINE LN BUMPASS VA 230242828, BUMPASS, VA 23024-2828

Mortgage

Document Number	12304
Date	Dec 2, 2020
Book Page	001719/000774
Instrument	12304

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 443 Whispering Pine Ln was $2,257, up 7.6% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,740 (+5.15%) Land $59,200 Building $270,540	$329,740 (+5.15%) Land $59,200 Building $270,540
2025	$2,257.00 (+7.63%)	$313,600 Land $48,000 Building $265,600	$313,600 Land $48,000 Building $265,600
2024	$2,097.00
2023		$271,500 Land $38,200 Building $233,300
2022	$926.00		$271,500 Land $38,200 Building $233,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 443 Whispering Pine Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 443 Whispering Pine Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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