395 Whispering Pine Ln, Bumpass, VA 23024 Property Records

Louisa County property record for 395 Whispering Pine Ln, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,477 sqft · built 1994
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on File
Last Sale	$154,950 (Mar 2017)
Tax Bill	$2,196 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`93A 2 15`

Property Details

APN / Parcel Number

Primary APN	`93A 2 15`
Alternative APNs	`6468` `6286`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,477 sqft Living Area
1st Floor Area	975 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	46,174 sqft (1.06 acres)
Porch	Slab
Porch Area	85 sqft
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6286
Street Address	395 WHISPERING PINE LN
City	BUMPASS
State	VA
Zip	23024-2827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	SEC II LOT 15 DB 1498/691 1.06 AC
Legal Lot Number	15
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	3
Census Block	3001
Census Tract	950500

Owner

395 Whispering Pine Ln is owned and occupied by two individuals who bought it in March 2017.

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	395 WHISPERING PINE LN, BUMPASS, VA 23024-2827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2017 · Amount on File
Deed Sale	Mar 1, 2017 · Amount on File
Prior Sale	Dec 4, 2012 · Amount on File
Deed Document Number	20171288
Deed Book / Page	1498 / 691
Prior Transfer Date	Dec 7, 2011
Prior Transfer Doc	0000000124
Record Updated	Oct 29, 2026

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Mar 1, 2017
Property Address	395 WHISPERING PINE LN, BUMPASS, VA 23024-2827
Document Number	0000001793
Book / Page	001498 / 000691
Instrument Date	Feb 21, 2017
Instrument	1793
Transaction Type	Transfer
Record Updated	Mar 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	395 WHISPERING PINE LN BUMPASS VA 230242827, BUMPASS, VA 23024-2827

Mortgage

Document Number	1794
Date	Mar 1, 2017
Book Page	001498/000695
Instrument	1794

Lender

Name	VILLAGE BK MTG
Type	Bank
Address	MIDLOTHIAN, VA 23113

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 28, 2047

Mortgage

Document Number	1795,
Date	Mar 1, 2017
Book Page	001498/000721
Instrument	1795

Lender

Name	VILLAGE BK MTG
Type	Bank
Address	MIDLOTHIAN, VA 23113

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 395 Whispering Pine Ln was $2,196, up 8.6% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,175 (+4.94%) Land $54,900 Building $265,275	$320,175 (+4.94%) Land $54,900 Building $265,275
2025	$2,196.00 (+8.55%)	$305,100 Land $43,700 Building $261,400	$305,100 Land $43,700 Building $261,400
2024	$2,023.00
2023		$267,300 Land $33,900 Building $233,400
2022	$907.00		$267,300 Land $33,900 Building $233,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 395 Whispering Pine Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 395 Whispering Pine Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

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