436 Whispering Pine Ln, Bumpass, VA 23024 Property Records

Louisa County property record for 436 Whispering Pine Ln, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,284 sqft · built 1995
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$265,040 (Jul 2022)
Tax Bill	$2,136 (2025)
Deeds & Mortgages	Aug 2022 Transfer Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`93A 2 11`

Property Details

APN / Parcel Number

Primary APN	`93A 2 11`
Alternative APNs	`6464` `6282`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area
1st Floor Area	1,284 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	104 sqft
Deck Area	84 sqft
Patio Area	169 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6282
Street Address	436 WHISPERING PINE LN
City	BUMPASS
State	VA
Zip	23024-2828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	WILLOW BROOKS ESTATE LOT 11 SEC 2 DB 1860/659 1.50 AC
Legal Subdivision	WILLOW BROOKS ESTATE
Legal Lot Number	11
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	3
Census Block	3001
Census Tract	950500

Owner

436 Whispering Pine Ln is owned and occupied by two individuals who acquired it in August 2022.

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	436 WHISPERING PINE LN, BUMPASS, VA 23024-2828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Gift Deed, Transfer ATG TITLE INC
Jul 25, 2022	Bargain and Sale Deed, Transfer · VA Mortgage ATLANTIC COAST MORTGAGE
May 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC UNION BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2022 · Amount on File
Deed Sale	Jul 25, 2022 · Amount on File
Prior Sale	Jan 5, 2011 · Amount on File
Deed Document Number	20227690
Deed Book / Page	1856 / 666
Last Transfer Date	Aug 1, 2022
Transfer Doc	001860/659
Record Updated	Oct 29, 2026

August 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	LOUISA VA
Recording Date	Aug 19, 2022
Property Address	436 WHISPERING PINE LN, BUMPASS, VA 23024-2828
Document Number	001860/659
Book / Page	1860 / 659
Map Reference	MB 5 PG 58
Instrument Date	Aug 1, 2022
Instrument	202200008488
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	ATG TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	436 WHISPERING PINE LN, BUMPASS, VA 23024-2828

July 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Jul 25, 2022
Property Address	436 WHISPERING PINE LN, BUMPASS, VA 23024-2828
Document Number	001856/666
Book / Page	1856 / 666
Map Reference	MB 5 PG 58
Instrument Date	Jul 15, 2022
Instrument	202200007690
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	ATG TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 WHISPERING PINE LN, BUMPASS, VA 23024-2828

Mortgage

Document Number	0001856670
Date	Jul 25, 2022
Instrument	1856/670

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	436 WHISPERING PINE LN, BUMPASS, VA 23024-2828
Document Number	0000004680
Instrument Date	May 29, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 WHISPERING PINE LN BUMPASS VA 230242828, BUMPASS, VA 23024-2828

Mortgage

Document Number	0000004680
Date	Jun 11, 2019
Book Page	001616/000171
Instrument	4680

Lender

Name	ATLANTIC UNION BK
Address	HENRICO, VA 23228

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 436 Whispering Pine Ln was $2,136, up 9.7% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,486 (+4.27%) Land $57,100 Building $252,386	$309,486 (+4.27%) Land $57,100 Building $252,386
2025	$2,136.00 (+9.65%)	$296,800 Land $45,900 Building $250,900	$296,800 Land $45,900 Building $250,900
2024	$1,948.00
2023		$240,500 Land $36,100 Building $204,400
2022	$904.00		$240,500 Land $36,100 Building $204,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 436 Whispering Pine Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 436 Whispering Pine Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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