358 Whispering Pine Ln, Bumpass, VA 23024 Property Records

Louisa County property record for 358 Whispering Pine Ln, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1995
Lot Size	1.57 acres (68,389 sqft)
Owner	Individual Name on Record
Last Sale	$198,000 (Nov 2022)
Tax Bill	$2,124 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`93A 2 9`

Property Details

APN / Parcel Number

Primary APN	`93A 2 9`
Alternative APNs	`6462` `6280`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	68,389 sqft (1.57 acres)
Garage Area	456 sqft

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	72 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6280
Street Address	358 WHISPERING PINE LN
City	BUMPASS
State	VA
Zip	23024-2827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	SECTION 2 LOT 9 DB 1876/105 1.57 AC
Legal Subdivision	WILLOW BROOK ESTATES
Legal Lot Number	9
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	3
Census Block	3001
Census Tract	950500

Owner

Source: Louisa County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	358 WHISPERING PINE LN, BUMPASS, VA 23024-2827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 30, 2022	Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2022 · Amount on Record
Deed Sale	Nov 30, 2022 · Amount on Record
Prior Sale	Aug 25, 2011 · Amount on Record
Deed Document Number	202211771
Deed Book / Page	1876 / 105
Prior Transfer Date	Nov 15, 2022
Prior Transfer Doc	001876/105
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	358 WHISPERING PINE LN, BUMPASS, VA 23024-2827
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 WHISPERING PINE LN, BUMPASS, VA 23024-2827

Mortgage

Document Number	001913/800
Date	Aug 17, 2023
Book Page	1913/800
Instrument	202300007331

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Nov 30, 2022
Property Address	358 WHISPERING PINE LN, BUMPASS, VA 23024-2827
Document Number	001876/105
Book / Page	1876 / 105
Map Reference	MB 5 PG 58
Instrument Date	Nov 15, 2022
Instrument	202200011771
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	NOT AVAILABLE, TITLE SPECIALISTS OF VA LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$99.25
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 WHISPERING PINE LN, BUMPASS, VA 23024-2827

Mortgage

Document Number	0001876108
Date	Nov 30, 2022
Instrument	1876/108

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,919 (+5.7%) Land $57,500 Building $254,419	$311,919 (+5.7%) Land $57,500 Building $254,419
2025	$2,124.00 (+7.44%)	$295,100 (+31.39%) Land $46,300 Building $248,800	$295,100 (+31.39%) Land $46,300 Building $248,800
2024	$1,977.00 (+148.37%)
2023		$224,600 Land $36,500 Building $188,100
2022	$796.00		$224,600 Land $36,500 Building $188,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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