443 Ridge Dr, Naples, FL 34108 Property Records

Collier County property record for 443 Ridge Dr, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	5,380 sqft · built 2021
Lot Size	2.08 acres (91,040 sqft)
Owner	2 Individual Names on File
Last Sale	$1,430,000 (Feb 2018)
Tax Bill	$49,174 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2020 Construction Loan + 1 more
Flood Zone	Zone X (moderate risk)
APN	`561400 L 264A03`

Property Details

APN / Parcel Number

Primary APN	`561400 L 264A03`
Alternative APNs	`67283400004128400L264` `67283400004`

Interior

Stories	1 Story
Building Area	5,380 sqft Living Area
1st Floor Area	3,991 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Masonry / Concrete Block
Lot Area	91,040 sqft
Pool Area	504 sqft
Deck Area	130 sqft

Location & Zoning

Street Address	443 RIDGE DR
City	NAPLES
State	FL
Zip	34108-2671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	PINE RIDGE EXT BLK L LOT 26
Legal Range	25
Legal Township	49
Legal Section	3
Legal Subdivision	PINE RIDGE EXTENSION
Legal Tract	561400
Legal Block	L
Legal Lot Number	26
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1015
Census Tract	10205

Owner

443 Ridge Dr is owned and occupied by two individuals who bought it in February 2018.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	443 RIDGE DR, NAPLES, FL 34108-2671
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · SBA Mortgage JPMORGAN CHASE BANK NA
May 29, 2020	Deed of Trust, Mortgage · Construction Mortgage FINEMARK NATIONAL BANK & TRUST
Feb 26, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2018 · Amount on File
Deed Sale	Feb 26, 2018 · Amount on File
Prior Sale	Mar 1, 2016 · Amount on File
Deed Document Number	20185515688
Deed Book / Page	5480 / 3063
Prior Transfer Date	Dec 2, 2016
Prior Transfer Doc	0053410560
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	443 RIDGE DR, NAPLES, FL 34108-2671
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CARICA RD, NAPLES, FL 34108-2616

Mortgage

Document Number	0065250836
Date	Nov 10, 2025
Book Page	6525/836
Instrument	6750851

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	BELLEVUE, WA 98004

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	116 Months
Due	Jul 14, 2035

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	443 RIDGE DR, NAPLES, FL 34108-2671
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057681217
Date	May 29, 2020
Book Page	5768/1217
Instrument	5872819

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank
Address	NAPLES, FL 34108

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	25 Months
Due	Jun 1, 2022

Interest

Rate Type	Adjustable Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 26, 2018
Property Address	443 RIDGE DR, NAPLES, FL 34108-2671
Document Number	0054803063
Book / Page	5480 / 3063
Map Reference	MB3 PG51
Instrument Date	Feb 16, 2018
Instrument	5515688
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	550 WEST PL, 550, NAPLES, FL 34108-2653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 12215, NAPLES, FL 34101-2215

Mortgage

Document Number	0005515689
Date	Feb 26, 2018
Instrument	5515689

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 443 Ridge Dr was $49,174 with a homeowner's exemption, up 2.2% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,103,517 (-1.57%) Land $3,168,206 Building $1,935,311	$5,103,517 (-20.89%) Land $3,168,206 Building $1,935,311
2025	$49,174.00 (+2.22%) Homeowner's exemption	$5,184,733	$6,451,206 Land $4,138,200 Building $2,313,006
2024	$48,104.00 (+0.5%)
2023	$47,863.00 (-3.33%) Homeowner's exemption	$4,891,857 (+3%)	$9,824,811 (+106.87%) Land $7,405,200 Building $2,419,611
2022	$49,512.00 Homeowner's exemption	$4,749,376 Land $2,538,459 Building $2,210,917	$4,749,376 Land $2,538,459 Building $2,210,917

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 443 Ridge Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 167 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	23 (1995–2017)
Claims Outside the SFHA	13 of 23
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Oct 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 443 Ridge Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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