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413 Ridge Dr, Naples, FL 34108 Property Records

Collier County property record for 413 Ridge Dr, Naples, FL 34108 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details8,664 sqft · built 1969
Lot Size1.39 acres (60,548 sqft)
Owner2 Individual Names on File
Tax Bill$12,365 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jan 2018 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN561400 L 334A03

Property Details

APN / Parcel Number

Primary APN561400 L 334A03
Alternative APNs
  • 67283680002128400L334
  • 67283680002

Interior

Stories1 Story
Building Area8,664 sqft Living Area
Gross Area9,330 sqft
1st Floor Area6,693 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 2005
Construction TypeMasonry / Concrete Block
Lot Area60,548 sqft (1.39 acres)
Garage TypeAttached
Garage Area666 sqft
Parking Spaces2 Parking Spaces
Pool Area731 sqft
Deck Area64 sqft
Boat AccessBoat Access

Location & Zoning

Street Address413 RIDGE DR
CityNAPLES
StateFL
Zip34108-2603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINE RIDGE EXT BLK L LOT 33 OR 1815 PG 672
Legal Range25
Legal Township49
Legal Section3
Legal SubdivisionPINE RIDGE EXTENSION
Legal Tract561400
Legal BlockL
Legal Lot Number33
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1015
Census Tract10205

Owner

Source: Collier County records · APN 561400 L 334A03

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address413 RIDGE DR, NAPLES, FL 34108-2603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
FIRST HORIZON BANK
Jan 26, 2018Deed of Trust, Mortgage
IBERIABANK
Jul 13, 2017Loan Modification, Mortgage
FIRST FL INTEGRITY BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateApr 14, 2022
Transfer Doc0061190934
Record UpdatedJun 08, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOLLIER FL
Recording DateApr 29, 2022
Property Address413 RIDGE DR, NAPLES, FL 34108-2603
Document Number0061190934
Book / Page6119 / 934
Map ReferenceMB 3 PG 51
Instrument DateApr 14, 2022
Instrument6243764
Transaction TypeTransfer
Record UpdatedMay 11, 2022
Title CompanyESS TITLE AGENCY, ACCESS TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 RIDGE DR, NAPLES, FL 34108-2603

Mortgage

Document Number0006119936
DateApr 29, 2022
Instrument6119/936
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateMay 01, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.75%
IndexOther
Max Rate7.75%

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address413 RIDGE DR, NAPLES, FL 34108-2603
Document Number0054731096
Book / Page005473 / 001096
Instrument DateJan 26, 2018
Transaction TypeMortgage
Record UpdatedFeb 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address413 RIDGE DR NAPLES FL 341082603, NAPLES, FL 34108-2603

Mortgage

Document Number0054731096
DateFeb 01, 2018
Book Page005473/001096
Instrument5504640
Lender
NameIBERIABANK
TypeBank
AddressPO BOX 12440, NEW IBERIA, LA 70562-2440
Agreement
AmountAmount Recorded
Term360 Months
DueJan 31, 2048
Interest
Rate TypeAdjustable Rate
Rate3.75%

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOLLIER FL
Property Address413 RIDGE DR, NAPLES, FL 34108-2603
Document Number0054192353
Book / Page005419 / 002353
Instrument DateJul 13, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 RIDGE DR NAPLES FL 341082603, NAPLES, FL 34108-2603

Mortgage

Document Number0054192353
DateJul 27, 2017
Book Page005419/002353
Instrument5434304
Lender
NameFIRST FL INTEGRITY BK
TypeBank
Address3560 KRAFT RD, NAPLES, FL 34105-5035
Agreement
AmountAmount Recorded
Term12 Months
DueJul 26, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,365.00 (+2.27%) Homeowner's exemption$1,284,957 (+5.99%)$4,603,634 (-33.73%) Land $3,000,195 Building $1,603,439
2024$12,090.00 (+0.67%)
2023$12,010.00 (+39.59%) Homeowner's exemption$1,212,372 (+48.3%)$6,946,671 (+199.7%) Land $5,368,770 Building $1,577,901
2022$8,604.00 Homeowner's exemption$817,537$2,317,872 Land $1,840,383 Building $477,489

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210102051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Nearby Flood Claims23 (1995–2017)
Claims Outside the SFHA13 of 23
Most Recent ClaimOct 2017, other causes, Hurricane Irma
Named Events
  • Hurricane Irma (Oct 2017), 14 claims
Nearby Flood Policies167 in force
125 of 167 on primary residences
Flood Insurance CostPremium on Record
median of 167 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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