Collier County property record for 434 Ridge Dr, Naples, FL 34108
| Property Type | Single Family Home |
|---|---|
| Details | 2,726 sqft · built 1958 |
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Sep 2010) |
| Tax Bill | $8,315 (2025) |
| Flood Zone | Zone AH (high risk) |
| APN | 561400 Q 14A03 |
| Primary APN | 561400 Q 14A03 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,726 sqft Living Area |
| Gross Area | 3,906 sqft |
| 1st Floor Area | 2,020 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 63,598 sqft |
| Garage Type | Attached |
| Garage Area | 1,180 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 392 sqft |
| Deck Area | 828 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 434 RIDGE DR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34108-2672 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-1 |
| Legal Description | PINE RIDGE EXT BLK Q LOT 1 |
| Legal Range | 25 |
| Legal Township | 49 |
| Legal Section | 3 |
| Legal Subdivision | PINE RIDGE EXTENSION |
| Legal Tract | 561400 |
| Legal Block | Q |
| Legal Lot Number | 1 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 10205 |
434 Ridge Dr is owned and occupied by two individuals who bought it in September 2010.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 434 RIDGE DR, NAPLES, FL 34108-2672 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2010 · Amount on File |
| Deed Sale | Sep 7, 2010 · Amount on File |
| Prior Sale | Mar 26, 2010 |
| Deed Document Number | 20104471949 |
| Deed Book / Page | 4602 / 1160 |
| Prior Transfer Date | Jun 15, 2005 |
| Prior Transfer Doc | 0038260559 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 434 Ridge Dr was $8,315 with a homeowner's exemption, up 2.3% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $882,039 (+2.7%) | $2,128,985 (-41.26%) Land $1,917,765 Building $211,220 | |
| 2025 | $8,315.00 (+2.31%) Homeowner's exemption | $858,850 | $3,624,284 Land $3,119,332 Building $504,952 |
| 2024 | $8,127.00 (+0.76%) | ||
| 2023 | $8,066.00 (-2.6%) Homeowner's exemption | $810,335 (+3%) | $3,382,545 (+48.89%) Land $2,901,314 Building $481,231 |
| 2022 | $8,281.00 Homeowner's exemption | $786,733 | $2,271,784 Land $1,831,349 Building $440,435 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 434 Ridge Dr in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 167 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 23 (1995–2017) |
| Claims Outside the SFHA | 13 of 23 |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 434 Ridge Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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