Collier County property record for 398 Ridge Dr, Naples, FL 34108
| Property Type | Single Family Home |
|---|---|
| Details | 5,170 sqft · built 2002 |
| Lot Size | 2.56 acres (111,514 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,114,126 (Nov 2009) |
| Tax Bill | $18,684 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 561400 H 164A03 |
| Primary APN | 561400 H 164A03 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,170 sqft Living Area |
| Gross Area | 8,545 sqft |
| 1st Floor Area | 5,170 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Wood |
| Lot Area | 111,514 sqft |
| Garage Type | Attached |
| Garage Area | 3,375 sqft |
| Parking Spaces | 11 Parking Spaces |
| Pool Area | 450 sqft |
| Deck Area | 572 sqft |
| Street Address | 398 RIDGE DR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34108-2932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | PINE RIDGE EXT BLK H LOT 16 |
| Legal Range | 25 |
| Legal Township | 49 |
| Legal Section | 3 |
| Legal Subdivision | PINE RIDGE EXTENSION |
| Legal Tract | 561400 |
| Legal Block | H |
| Legal Lot Number | 16 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 10205 |
398 Ridge Dr is owned and occupied by two individuals who bought it in November 2009.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 398 RIDGE DR, NAPLES, FL 34108-2932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2009 · Amount on File |
| Deed Sale | Nov 30, 2009 · Amount on File |
| Prior Sale | Jun 18, 2009 |
| Deed Document Number | 20094367483 |
| Deed Book / Page | 4513 / 1777 |
| Prior Transfer Date | May 9, 2005 |
| Prior Transfer Doc | 0038101680 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 398 Ridge Dr was $18,684 with a homeowner's exemption.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,030,669 (+2.7%) | $5,340,406 (+18.65%) Land $2,705,595 Building $2,634,811 | |
| 2025 | $18,684.00 Homeowner's exemption | $1,977,282 | $4,501,136 Land $2,507,967 Building $1,993,169 |
| 2023 | $18,419.00 (-3.06%) Homeowner's exemption | $1,865,589 (+3%) | $4,056,507 (+29.73%) Land $1,974,357 Building $2,082,150 |
| 2022 | $19,001.00 Homeowner's exemption | $1,811,251 | $3,126,865 Land $1,961,017 Building $1,165,848 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 398 Ridge Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 167 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 23 (1995–2017) |
| Claims Outside the SFHA | 13 of 23 |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 398 Ridge Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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