443 Pile St, Ramona, CA 92065 Property Records

San Diego County property record for 443 Pile St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,556 sqft · built 1980
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual on Record
Last Sale	$825,000 (Jun 2026)
Tax Bill	$6,720 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2019 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`280-200-27-00`

Property Details

APN / Parcel Number

Primary APN	`280-200-27-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,556 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	50,530 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	443 PILE ST
City	RAMONA
State	CA
Zip	92065-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 1 TR PM03280
Legal Tract	3280
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1000
Census Tract	20812

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	443 PILE ST, RAMONA, CA 92065-1521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Grant Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORPORATION
May 29, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 11, 2018	Grant Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Dec 22, 2017	Quit Claim Deed, Transfer STEWART TITLE
Dec 22, 2017	Grant Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP
Feb 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 7, 2017	Affidavit of Death, Transfer ATTORNEY ONLY
Feb 7, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Apr 11, 2018 · Amount on Record
Deed Document Number	2026179039
Prior Transfer Date	May 23, 2019
Prior Transfer Doc	0000204637
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 23, 2026
Property Address	443 PILE ST, RAMONA, CA 92065-1521
Document Number	0000179039
Instrument Date	Jun 1, 2026
Instrument	2026179039
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$91,657.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	443 PILE ST, RAMONA, CA 92065-1521

Mortgage

Document Number	0000179040,
Date	Jun 23, 2026
Instrument	2026179040

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 29, 2019
Property Address	443 PILE ST, RAMONA, CA 92065-1521
Document Number	0000204637
Instrument Date	May 23, 2019
Instrument	2019-0204637
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	443 PILE ST, RAMONA, CA 92065-1521

Mortgage

Document Number	0000204638
Date	May 29, 2019
Instrument	2019-0204638

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 11, 2018
Property Address	443 PILE ST, RAMONA, CA 92065-1521
Document Number	0000144312
Instrument Date	Mar 23, 2018
Instrument	2018-0144312
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	443 PILE ST, RAMONA, CA 92065-1521

Mortgage

Document Number	0000144313
Date	Apr 11, 2018
Instrument	2018-0144313

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 22, 2017
Property Address	443 PILE ST, RAMONA, CA 92065-1521
Document Number	0000605476
Instrument Date	Dec 13, 2017
Instrument	605476
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5510 MEADOWOOD DR FITCHBURG WI 537113553, FITCHBURG, WI 53711-3553

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 22, 2017
Property Address	443 PILE ST, RAMONA, CA 92065-1521
Document Number	0000605477
Map Reference	PM03280
Instrument Date	Dec 12, 2017
Instrument	2017-0605477
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2071 SOLE GLN, ESCONDIDO, CA 92029-3044
Investor	Possibly a Property Investor

Mortgage

Document Number	0000605478
Date	Dec 22, 2017
Instrument	2017-0605478

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 7, 2017
Property Address	443 PILE ST, RAMONA, CA 92065-1521
Document Number	0000061349
Instrument Date	Dec 3, 2016
Instrument	61349
Transaction Type	Transfer
Record Updated	Feb 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5510 MEADOWOOD DR FITCHBURG WI 537113553, FITCHBURG, WI 53711-3553

February 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 7, 2017
Property Address	443 PILE ST, RAMONA, CA 92065-1521
Document Number	0000061347
Instrument Date	Dec 3, 2016
Instrument	61347
Transaction Type	Transfer
Record Updated	Feb 10, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5510 MEADOWOOD DR FITCHBURG WI 537113553, FITCHBURG, WI 53711-3553

February 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 7, 2017
Property Address	443 PILE ST, RAMONA, CA 92065-1521
Document Number	0000061348
Instrument Date	Dec 3, 2016
Instrument	61348
Transaction Type	Transfer
Record Updated	Feb 10, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5510 MEADOWOOD DR FITCHBURG WI 537113553, FITCHBURG, WI 53711-3553

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$626,516 (+2%) Land $348,173 Building $278,343
2025	$6,720.00 (-0.83%)	$614,233 (+4.04%) Land $341,347 Building $272,886
2024	$6,776.00 (+8.23%)
2023	$6,261.00 (-1.49%)	$590,384 Land $328,093 Building $262,291
2022	$6,356.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 75% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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