San Diego County property record for 409 Pile St, Ramona, CA 92065 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,526 sqft · built 1980 |
| Lot Size | 1.96 acres (85,813 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $998,000 (Dec 2021) |
| Tax Bill | $11,366 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 280-200-34-00 |
| Primary APN | 280-200-34-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,526 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 85,813 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 409 PILE ST |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-1521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 364 DOC75-240060 IN TR 000644 |
| Legal Subdivision | RAMONA |
| Legal Tract | 000644 |
| Legal Block | 364 |
| Legal Lot Number | 364 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20812 |
Source: San Diego County records · APN 280-200-34-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 PILE ST, RAMONA, CA 92065-1521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 22, 2021 · Amount on Record |
| Deed Sale | Dec 22, 2021 · Amount on Record |
| Prior Sale | Jun 14, 2002 · Amount on Record |
| Deed Document Number | 2021861984 |
| Prior Transfer Date | Jan 15, 2004 |
| Prior Transfer Doc | 0000145402 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 22, 2021 |
| Property Address | 409 PILE ST, RAMONA, CA 92065-1521 |
| Document Number | 0000861984 |
| Map Reference | MAP 644 |
| Instrument Date | Nov 04, 2021 |
| Instrument | 2021-0861984 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 409 PILE ST, RAMONA, CA 92065-1521 |
| Document Number | 0000861985 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 2021-0861985 |
| Name | RESIDENTIAL WHOLESALE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,080,263 (+2%) Land $235,609 Building $844,654 | |
| 2025 | $11,366.00 (+6.1%) Homeowner's exemption | $1,059,083 (+4.04%) Land $230,990 Building $828,093 |
| 2023 | $10,713.00 (-0.26%) Homeowner's exemption | $1,017,959 Land $222,021 Building $795,938 |
| 2022 | $10,741.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 37 units insured 20 under condo master policies |
| Wildfire Risk | Very High above 92% of the US · above 75% of California |
|---|---|
| Wildfire Likelihood | About 1 in 78 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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