San Diego County property record for 415 Pile St, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,873 sqft · built 1975 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $760,000 (Apr 2022) |
| Tax Bill | $8,675 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 280-200-14-00 |
| Primary APN | 280-200-14-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,873 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 43,560 sqft |
| Street Address | 415 PILE ST |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-1521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | BLK 364 (EX ST)WLY PAR OF ELY 2 PARS PER ROS 9844 IN TR 000644 |
| Legal Subdivision | RAMONA |
| Legal Tract | 000644 |
| Legal Block | 364 |
| Legal Lot Number | 364 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20812 |
Source: San Diego County records · APN 280-200-14-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 PILE ST, RAMONA, CA 92065-1521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 25, 2022 | Grant Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| May 25, 2018 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 25, 2022 · Amount on Record |
| Deed Sale | Apr 25, 2022 · Amount on Record |
| Prior Sale | May 25, 2018 · Amount on Record |
| Deed Document Number | 2022179560 |
| Prior Transfer Date | Apr 27, 2006 |
| Prior Transfer Doc | 0000526170 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 25, 2022 |
| Property Address | 415 PILE ST, RAMONA, CA 92065-1521 |
| Document Number | 0000179560 |
| Map Reference | MAP 644 |
| Instrument Date | Apr 08, 2022 |
| Instrument | 2022-0179560 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 415 PILE ST, RAMONA, CA 92065-1521 |
| Document Number | 0000179561 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 2022-0179561 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 25, 2018 |
| Property Address | 415 PILE ST, RAMONA, CA 92065-1521 |
| Document Number | 0000211846 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 211846 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $544.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3063 CONNER WAY SAN DIEGO CA 921174306, SAN DIEGO, CA 92117-4306 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $822,640 (+2%) Land $346,031 Building $476,609 | |
| 2025 | $8,675.00 (+16.69%) Homeowner's exemption | $806,511 (+13.75%) Land $339,247 Building $467,264 |
| 2023 | $7,434.00 (+27.21%) Homeowner's exemption | $709,000 Land $298,000 Building $411,000 |
| 2022 | $5,844.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 37 units insured incl. 20 condo units |
| Wildfire Risk | Very High above 91% of the US · above 75% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
May also be available: Verizon.
Based on FCC filings for 81 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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