460 Pile St, Ramona, CA 92065 Property Records

San Diego County property record for 460 Pile St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,344 sqft · built 1978
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Jun 2026)
Tax Bill	$6,609 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`280-170-27-00`

Property Details

APN / Parcel Number

Primary APN	`280-170-27-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,344 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	54,450 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	460 PILE ST
City	RAMONA
State	CA
Zip	92065-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM02599
Legal Subdivision	RAMONA TOWNSITE
Legal Tract	2599
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1035
Census Tract	20807

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	460 PILE ST, RAMONA, CA 92065-1522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Grant Deed, Transfer · VA Mortgage NEWREZ LLC
Jul 8, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jul 8, 2020	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Apr 24, 2017	Deed of Trust, Mortgage · VA Mortgage IFREEDOM DIRECT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Jul 8, 2020 · Amount on Record
Deed Document Number	2026176793
Prior Transfer Date	Mar 31, 1994
Prior Transfer Doc	0000233434
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 22, 2026
Property Address	460 PILE ST, RAMONA, CA 92065-1522
Document Number	0000176793
Instrument Date	Jun 2, 2026
Instrument	2026176793
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	460 PILE ST, RAMONA, CA 92065-1522
Investor	Possibly a Property Investor

Mortgage

Document Number	0000176794,
Date	Jun 22, 2026
Instrument	2026176794

Lender

Name	NEWREZ LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 8, 2020
Property Address	460 PILE ST, RAMONA, CA 92065-1522
Document Number	0000361588
Instrument Date	Jun 28, 2020
Instrument	361588
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	460 PILE ST RAMONA CA 920651522, RAMONA, CA 92065-1522

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 8, 2020
Property Address	460 PILE ST, RAMONA, CA 92065-1522
Document Number	0000361589
Instrument Date	Jun 23, 2020
Instrument	361589
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	460 PILE ST RAMONA CA 920651522, RAMONA, CA 92065-1522

Mortgage

Document Number	361590
Date	Jul 8, 2020
Instrument	361590

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	460 PILE ST, RAMONA, CA 92065-1522
Document Number	0000196751
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	May 9, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	460 PILE ST RAMONA CA 920651522, RAMONA, CA 92065-1522

Mortgage

Document Number	0000196751
Date	May 3, 2017
Instrument	196751

Lender

Name	IFREEDOM DIRECT
Address	SALT LAKE CITY, UT 84116

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$622,697 (+2%) Land $213,132 Building $409,565
2025	$6,609.00 (+7.45%) Homeowner's exemption	$610,488 (+4.04%) Land $208,953 Building $401,535
2023	$6,151.00 (-1.54%) Homeowner's exemption	$586,784 Land $200,840 Building $385,944
2022	$6,247.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 78% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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