443 Lake Bluff Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 443 Lake Bluff Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 3,162 sqft · built 2020
Lot Size	0.49 acres (21,344 sqft)
Owner	Trust Name on File
Last Sale	$209,900 (Dec 2017)
Tax Bill	$5,140 (2025)
Deeds & Mortgages	May 2022 Line of Credit Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`242003907`

Property Details

APN / Parcel Number

Primary APN	`242003907`
Alternative APN	`R614 029 000 1812 0000`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,162 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	443 LAKE BLUFF DR
City	BLUFFTON
State	SC
Zip	29910-9350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3031 HAMPTON LAKE PH 3 PB141 PG64-68
Legal Subdivision	HAMPTON LAKE
Legal Phase	3
Legal Lot Number	3031
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

443 Lake Bluff Dr is owner-occupied and held in a trust since December 2017.

Source: Beaufort County records, as of July 21, 2026

Owner of Record	Trust Name on File
Mailing Address	443 LAKE BLUFF DR, BLUFFTON, SC 29910-9350
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Line of Credit CPM FCU
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY LENDING GROUP LLC
Jul 30, 2020	Loan Modification, Mortgage UNIVERSITY LNDG
Sep 18, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2017 · Amount on File
Deed Sale	Dec 13, 2017 · Amount on File
Prior Sale	Sep 18, 2017 · Amount on File
Deed Document Number	201767563
Deed Book / Page	3629 / 131
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	443 LAKE BLUFF DR, BLUFFTON, SC 29910-9350
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031606
Date	May 31, 2022
Book Page	4150/2436
Instrument	2022031606

Lender

Name	CPM FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29405

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 9, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	443 LAKE BLUFF DR, BLUFFTON, SC 29910-9350
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062306
Date	Nov 15, 2019
Book Page	3812/0810
Instrument	2019062306

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Dec 1, 2050

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BEAUFORT SC
Property Address	443 LAKE BLUFF DR, BLUFFTON, SC 29910-9350
Document Number	0000049578
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	443 LAKE BLUFF DR BLUFFTON SC 299109350, BLUFFTON, SC 29910-9350

Mortgage

Document Number	0000049578
Date	Sep 3, 2020
Book Page	003905/000300
Instrument	49578

Lender

Name	UNIVERSITY LNDG

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2050

Interest

Rate	3%

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 18, 2017
Property Address	443 LAKE BLUFF DR, BLUFFTON, SC 29910-9350
Document Number	0000050554
Book / Page	003607 / 000086
Instrument Date	Aug 24, 2017
Instrument	50554
Transaction Type	Transfer
Record Updated	Sep 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$776.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4295 SHOREVIEW LN WHITMORE LAKE MI 481899746, WHITMORE LAKE, MI 48189-9746

Tax Assessment & Valuation

The 2025 property tax bill for 443 Lake Bluff Dr was $5,140, down 5.8% from the year before.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,140.00 (-5.84%)	$32,890 (-29.19%)
2024	$5,459.00 (+0.98%)	$46,448 (-) Land $14,000 Building $32,448	$1,161,200 (-) Land $350,000 Building $811,200
2023	$5,406.00 (+8.49%)	$46,448 (+62.41%) Land $14,000 Building $32,448	$1,161,200 (+62.41%) Land $350,000 Building $811,200
2022	$4,983.00 Homeowner's exemption	$28,600 Land $8,000 Building $20,600	$715,000 Land $200,000 Building $515,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 443 Lake Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 443 Lake Bluff Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, Hotwire Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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