458 Lake Bluff Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 458 Lake Bluff Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,228 sqft · built 2019
Lot Size	0.239 acres (10,454 sqft)
Owner	2 Company Names on File
Last Sale	$117,500 (Sep 2018)
Tax Bill	$3,922 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Apr 2019 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`242003886`

Property Details

APN / Parcel Number

Primary APN	`242003886`
Alternative APN	`R614 029 000 1791 0000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,228 sqft Living Area

Exterior

Year Built	Built 2019
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.239 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242003886
Street Address	458 LAKE BLUFF DR
City	BLUFFTON
State	SC
Zip	29910-9350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3010 HAMPTON LAKE PH 3 PB141 PG64-68
Legal Subdivision	HAMPTON LAKE
Legal Phase	3
Legal Lot Number	3010
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

458 Lake Bluff Dr is owned by a company that bought it in September 2018 and is owner-occupied.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	2 Company Names on File
Mailing Address	458 LAKE BLUFF DR, BLUFFTON, SC 29910-9350
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2017	Deed of Trust, Mortgage HERITAGE TRUST FCU
Apr 11, 2019	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
Sep 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Dec 18, 2018	Trustee's Deed, Construction Loan · Construction Mortgage TD BK NA
Sep 10, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Feb 8, 2017	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2018 · Amount on File
Deed Sale	Sep 10, 2018 · Amount on File
Deed Document Number	2018049330
Deed Book / Page	3698 / 3253
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	458 LAKE BLUFF DR, BLUFFTON, SC 29910-9350
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006622
Date	Feb 8, 2017
Book Page	3551/0531
Instrument	2017006622

Lender

Name	HERITAGE TRUST FCU
Type	Credit Union
Address	CHARLESTON, SC 29423

Agreement

Amount	Amount on Record
Term	36 Months
Due	Feb 25, 2020

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	458 LAKE BLUFF DR, BLUFFTON, SC 29910-9350
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017995
Date	Apr 11, 2019
Book Page	3751/1112
Instrument	2019017995

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	458 LAKE BLUFF DR, BLUFFTON, SC 29910-9350
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049827
Date	Sep 17, 2019
Book Page	3794/567
Instrument	2019049827

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BEAUFORT SC
Recording Date	Dec 18, 2018
Property Address	458 LAKE BLUFF DR, BLUFFTON, SC 29910-9350
Book / Page	003722 / 001350
Instrument Date	Dec 18, 2018
Instrument	67340
Transaction Type	Construction Loan
Record Updated	Jan 7, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	458 LAKE BLUFF DR BLUFFTON SC 299109350, BLUFFTON, SC 29910-9350

Mortgage

Document Number	0000067340
Date	Dec 18, 2018
Book Page	003722/001350
Instrument	67340

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 10, 2018
Property Address	458 LAKE BLUFF DR, BLUFFTON, SC 29910-9350
Document Number	0000049330
Book / Page	003698 / 003253
Instrument Date	Sep 6, 2018
Instrument	49330
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$434.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	458 LAKE BLUFF DR BLUFFTON SC 299109350, BLUFFTON, SC 29910-9350

February 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Feb 8, 2017
Property Address	458 LAKE BLUFF DR, BLUFFTON, SC 29910-9350
Document Number	0000006591
Book / Page	003551 / 000417
Instrument Date	Feb 7, 2017
Instrument	6591
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$369.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19477 T AVE DALLAS CENTER IA 500638227, DALLAS CENTER, IA 50063-8227

Tax Assessment & Valuation

The 2025 property tax bill for 458 Lake Bluff Dr was $3,922, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,922.00 (-0.05%)	$25,500 (-29.34%)
2024	$3,924.00	$36,088 (-) Land $8,600 Building $27,488	$902,200 (-) Land $215,000 Building $687,200
2023	$3,924.00 (+9.61%)	$36,088 (+62.73%) Land $8,600 Building $27,488	$902,200 (+62.73%) Land $215,000 Building $687,200
2022	$3,580.00 Homeowner's exemption	$22,176 Land $4,700 Building $17,476	$554,400 Land $117,500 Building $436,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 458 Lake Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 458 Lake Bluff Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, Hotwire Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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