431 Lake Bluff Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 431 Lake Bluff Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 8 ba · 3,377 sqft · built 2019
Lot Size	0.43 acres (18,731 sqft)
Owner	Company Name on Record
Tax Bill	$5,744 (2025)
Deeds & Mortgages	May 2018 Construction Loan Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`242003909`

Property Details

APN / Parcel Number

Primary APN	`242003909`
Alternative APN	`R614 029 000 1814 0000`

Interior

Bedrooms	3 Beds
Full Baths	8 Baths
Half Baths	4 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,377 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242003909
Street Address	431 LAKE BLUFF DR
City	BLUFFTON
State	SC
Zip	29910-9350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3033 HAMPTON LAKE PH 3 PB141 PG64-68
Legal Subdivision	HAMPTON LAKE
Legal Phase	3
Legal Lot Number	3033
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	431 LAKE BLUFF DR, BLUFFTON, SC 29910-9350
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 30, 2018	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
Jul 14, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2024
Deed Sale	Jul 31, 2024
Deed Document Number	0043591758
Deed Book / Page	3590 / 2963
Prior Transfer Date	Jul 14, 2017
Prior Transfer Doc	2017037681
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	431 LAKE BLUFF DR, BLUFFTON, SC 29910-9350
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028525
Date	May 30, 2018
Book Page	3671/1016
Instrument	2018028525

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 14, 2017
Property Address	431 LAKE BLUFF DR, BLUFFTON, SC 29910-9350
Document Number	0000037681
Book / Page	003590 / 002963
Instrument Date	Jul 6, 2017
Instrument	37681
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$795.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	117 SYRACUSE DR NEWARK DE 197138103, NEWARK, DE 19713-8103

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,744.00 (-0.07%)	$36,720 (-23.84%)
2024	$5,748.00	$48,216 (-) Land $14,000 Building $34,216	$1,205,400 (-) Land $350,000 Building $855,400
2023	$5,748.00 (+9.32%)	$48,216 (+51%) Land $14,000 Building $34,216	$1,205,400 (+51%) Land $350,000 Building $855,400
2022	$5,258.00 Homeowner's exemption	$31,932 Land $8,000 Building $23,932	$798,300 Land $200,000 Building $598,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, Hotwire Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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