4407 Valence Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 4407 Valence Dr, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,500 sqft · built 1978
Lot Size	0.276 acres (12,023 sqft)
Owner	Individual Name on File
Tax Bill	$3,480 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Oct 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`540-0012-0489-00`

Property Details

APN / Parcel Number

Primary APN	`540-0012-0489-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,500 sqft Living Area
1st Floor Area	600 sqft
2nd Floor Area	900 sqft

Exterior

Year Built	Built 1978
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	12,023 sqft (0.276 acres)
Lot Dimensions	128 ft deep x 94 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Patio Area	1,034 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4407 VALENCE DR
City	CINCINNATI
State	OH
Zip	45238-5826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALENCE DR 94.98 X 128.26 IRRLOT 7 PEAKSKILL NO 3 SUB BL B
Legal Subdivision	PEAKSKILL 3 SUB
Legal Block	B
Legal Lot Number	7
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	2
Census Block	2000
Census Tract	21422

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4407 VALENCE DR, CINCINNATI, OH 45238-5826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Oct 16, 2025	Transfer on Death Deed, Transfer
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 1, 1986
Deed Sale	Apr 1, 1986
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4407 VALENCE DR, CINCINNATI, OH 45238-5826
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 VALENCE DR, CINCINNATI, OH 45238-5826

Mortgage

Document Number	0000076930
Date	Jun 24, 2021
Book Page	14445/1302
Instrument	2021-0076930

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 11, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 16, 2025
Property Address	4407 VALENCE DR, CINCINNATI, OH 45238-5826
Document Number	0000080507
Book / Page	15523 / 613
Map Reference	MB 210 PG 76
Instrument Date	Oct 13, 2025
Instrument	2025-0080507
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4407 VALENCE DR, CINCINNATI, OH 45238-5826

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4407 VALENCE DR, CINCINNATI, OH 45238-5826
Document Number	0000022789
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 VALENCE DR CINCINNATI OH 452385826, CINCINNATI, OH 45238-5826

Mortgage

Document Number	0000022789
Date	Mar 27, 2019
Book Page	013883/002068
Instrument	22789

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 26, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,480.00 (+2.5%)	$58,625 (-) Land $10,101 Building $48,524
2024	$3,395.00 (-0.29%)	$58,625 (-) Land $10,101 Building $48,524
2023	$3,405.00 (+20.57%)	$58,625 (+35.63%) Land $10,101 Building $48,524	$167,500 (+35.63%) Land $28,860 Building $138,640
2022	$2,824.00 Homeowner's exemption	$43,225 Land $9,828 Building $33,397
2020			$123,500 Land $28,080 Building $95,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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