4420 Bluffton Rd, Fort Wayne, IN 46809 Property Records

Allen County property record for 4420 Bluffton Rd, Fort Wayne, IN 46809

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,964 sqft · built 1967
Lot Size	0.47 acres (20,462 sqft)
Owner	Company Name on Record
Tax Bill	$2,510 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`02-12-22-153-004.000-074`

Property Details

APN / Parcel Number

Primary APN	`02-12-22-153-004.000-074`
Alternative APN	`9539180112`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,964 sqft Gross Area
1st Floor Area	1,964 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Concrete Block
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	20,462 sqft (0.47 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4420 BLUFFTON RD
City	FORT WAYNE
State	IN
Zip	46809-1750
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	PT LOT 1 RICH RES S 100 FT OF N 250 FT OF E 210 FT W OF H/W 1 S OF SAND PT RD SW 1/4 NW 1/4 22-30-12
Legal Subdivision	RICHARDVILLE
Legal Lot Number	1
Jurisdiction	ALLEN IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2000
Census Tract	3700

Owner

Source: Allen County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4420 BLUFFTON RD, FORT WAYNE, IN 46809-1750
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2018	Deed of Trust, Mortgage DOUGLAS JOHNSTON
Feb 9, 2018	Deed of Trust, Mortgage STEVEN HOWENSTINE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	4420 BLUFFTON RD, FORT WAYNE, IN 46809-1750
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018008011
Date	Feb 9, 2018
Instrument	2018008011

Lender

Name	DOUGLAS JOHNSTON
Type	Private Party
Address	00000

Agreement

Amount	Amount Recorded

Interest

Rate	3%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	4420 BLUFFTON RD, FORT WAYNE, IN 46809-1750
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018008010
Date	Feb 9, 2018
Instrument	2018008010

Lender

Name	STEVEN HOWENSTINE
Type	Private Party
Address	00000

Agreement

Amount	Amount Recorded

Interest

Rate	3%

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Wayne Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,510.00 (+13.94%)	$91,700 (+9.04%) Land $35,800 Building $55,900	$91,700 (+9.04%) Land $35,800 Building $55,900
2024	$2,203.00 (-3.04%)
2023	$2,272.00 (-4.18%)	$84,100 (-1.18%) Land $35,800 Building $48,300	$84,100 (-1.18%) Land $35,800 Building $48,300
2022	$2,371.00	$85,100 Land $35,800 Building $49,300	$85,100 Land $35,800 Building $49,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	49 (1978–2015)
Claims Outside the SFHA	1 of 49
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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