442 S Saddle St, Gilbert, AZ 85233 Property Records

Maricopa County property record for 442 S Saddle St, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,018 sqft · built 1991
Lot Size	0.164 acres (7,187 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (May 2021)
Tax Bill	$2,182 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`302-31-716`

Property Details

APN / Parcel Number

Primary APN	`302-31-716`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,018 sqft Living Area
1st Floor Area	1,057 sqft
2nd Floor Area	961 sqft

Exterior

Year Built	Built 1991
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,187 sqft (0.164 acres)
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	442 S SADDLE ST
City	GILBERT
State	AZ
Zip	85233-6811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	CANDLEWOOD MCR 326-15
Legal Range	05E
Legal Township	01S
Legal Section	13
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	CANDLEWOOD
Legal Lot Number	61
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2017
Census Tract	422403

Owner

442 S Saddle St is owned by an individual who bought it in May 2021.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	682 E STOTTLER DR, GILBERT, AZ 85296-3564
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 7, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Aug 10, 2017	Grant Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on File
Deed Sale	May 7, 2021 · Amount on File
Prior Sale	Aug 10, 2017 · Amount on File
Deed Document Number	20210515169
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	442 S SADDLE ST, GILBERT, AZ 85233-6811
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 E STOTTLER DR, GILBERT, AZ 85296-3564

Mortgage

Document Number	0001006520
Date	Sep 17, 2021
Instrument	20211006520

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 7, 2021
Property Address	442 S SADDLE ST, GILBERT, AZ 85233-6811
Document Number	0000515169
Map Reference	MB 326 PG 15
Instrument Date	Apr 30, 2021
Instrument	20210515169
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2287 ASHBOURNE DR, 2287, SAN RAMON, CA 94583-9183

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	682 E STOTTLER DR, GILBERT, AZ 85296-3564

Mortgage

Document Number	0000515170
Date	May 7, 2021
Instrument	20210515170

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 10, 2017
Property Address	442 S SADDLE ST, GILBERT, AZ 85233-6811
Document Number	0000588103
Instrument Date	Jul 21, 2017
Instrument	588103
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	BOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	442 S SADDLE ST GILBERT AZ 852336811, GILBERT, AZ 85233-6811

Mortgage

Document Number	588104
Date	Aug 10, 2017
Instrument	588104

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	240 Months
Due	Aug 9, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 442 S Saddle St was $2,182.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,520	$445,200 Land $89,000 Building $356,200
2025	$2,182.00
2024		$45,130	$451,300 Land $90,200 Building $361,100
2023	$2,109.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 442 S Saddle St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 442 S Saddle St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, WeLink Communications.

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