402 S Saddle St, Gilbert, AZ 85233 Property Records

Maricopa County property record for 402 S Saddle St, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,642 sqft · built 1990
Lot Size	0.217 acres (9,470 sqft)
Owner	Owner Name on Record
Last Sale	$166,260 (Aug 2012)
Tax Bill	$1,681 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`302-31-659`

Property Details

APN / Parcel Number

Primary APN	`302-31-659`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,642 sqft Living Area
1st Floor Area	1,642 sqft

Exterior

Year Built	Built 1990
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	9,470 sqft (0.217 acres)
Parking Spaces	2 Parking Spaces
Pool Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	402 S SADDLE ST
City	GILBERT
State	AZ
Zip	85233-6810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	CANDLEWOOD MCR 326-15
Legal Range	05E
Legal Township	01S
Legal Section	13
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	CANDLEWOOD
Legal Lot Number	4
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2000
Census Tract	422403

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	402 S SADDLE ST, GILBERT, AZ 85233-6810
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEND SMART MORTGAGE LLC
Feb 14, 2018	Deed of Trust, Mortgage · FHA Mortgage INTEGRITY FIRST FINANCIAL GROUP INC
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage LEND SMART MORTGAGE LLC
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEND SMART MORTGAGE LLC

Assessor's Deed Record

Last Sale	Aug 9, 2012 · Amount on Record
Deed Sale	Aug 9, 2012 · Amount on Record
Prior Sale	Aug 9, 2012 · Amount on Record
Deed Document Number	0000710014
Last Transfer Date	Aug 13, 2014
Transfer Doc	0000532849
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	402 S SADDLE ST, GILBERT, AZ 85233-6810
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 S SADDLE ST, GILBERT, AZ 85233-6810

Mortgage

Document Number	0000143332
Date	Feb 9, 2021
Instrument	20210143332

Lender

Name	LEND SMART MORTGAGE LLC
Type	Mortgage Company
Address	SAINT PAUL, MN 55126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	402 S SADDLE ST, GILBERT, AZ 85233-6810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RELIANT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113497
Date	Feb 14, 2018
Instrument	20180113497

Lender

Name	INTEGRITY FIRST FINANCIAL GROUP INC
Type	Lending Institution
Address	SAN DIEGO, CA 92122

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	402 S SADDLE ST, GILBERT, AZ 85233-6810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000810369
Date	Oct 11, 2019
Instrument	20190810369

Lender

Name	LEND SMART MORTGAGE LLC
Type	Lending Institution
Address	SAINT PAUL, MN 55126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	402 S SADDLE ST, GILBERT, AZ 85233-6810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000680999
Date	Jul 29, 2020
Instrument	20200680999

Lender

Name	LEND SMART MORTGAGE LLC
Type	Mortgage Company
Address	SAINT PAUL, MN 55126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,250 (-1.66%)	$432,500 (-1.66%) Land $86,500 Building $346,000
2025	$1,681.00 (+3.45%)
2024		$43,980	$439,800 Land $87,900 Building $351,900
2023	$1,625.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, WeLink Communications.

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