418 S Saddle St, Gilbert, AZ 85233 Property Records

Maricopa County property record for 418 S Saddle St, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,642 sqft · built 1993
Lot Size	0.165 acres (7,209 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,542 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`302-31-657`

Property Details

APN / Parcel Number

Primary APN	`302-31-657`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,642 sqft Living Area
1st Floor Area	1,642 sqft

Exterior

Year Built	Built 1993
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,209 sqft (0.165 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	418 S SADDLE ST
City	GILBERT
State	AZ
Zip	85233-6810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	CANDLEWOOD MCR 326-15
Legal Range	05E
Legal Township	01S
Legal Section	13
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	CANDLEWOOD
Legal Lot Number	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2000
Census Tract	422403

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	418 S SADDLE ST, GILBERT, AZ 85233-6810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 24, 2020	Quit Claim Deed, Transfer · FHA Mortgage ORION LNDG
May 13, 2019	Quit Claim Deed, Transfer GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY
May 13, 2019	Warranty Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE SERVICES IN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2019
Deed Sale	May 13, 2019
Prior Sale	May 13, 2019
Deed Document Number	0000345283
Last Transfer Date	Jun 24, 2020
Transfer Doc	0000555034
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	418 S SADDLE ST, GILBERT, AZ 85233-6810
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 S SADDLE ST, GILBERT, AZ 85233-6810

Mortgage

Document Number	0000668669
Date	Nov 19, 2025
Instrument	20250668669

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 24, 2020
Property Address	418 S SADDLE ST, GILBERT, AZ 85233-6810
Document Number	0000555034
Instrument Date	Jun 18, 2020
Instrument	555034
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	418 S SADDLE ST GILBERT AZ 852336810, GILBERT, AZ 85233-6810

Mortgage

Document Number	555035
Date	Jun 24, 2020
Instrument	555035

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 13, 2019
Property Address	418 S SADDLE ST, GILBERT, AZ 85233-6810
Document Number	0000345285
Instrument Date	May 6, 2019
Instrument	345285
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	418 S SADDLE ST GILBERT AZ 852336810, GILBERT, AZ 85233-6810

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 13, 2019
Property Address	418 S SADDLE ST, GILBERT, AZ 85233-6810
Document Number	0000345283
Map Reference	DOC 90-325440
Instrument Date	May 6, 2019
Instrument	20190345283
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	GREAT AMERICAN TTL AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 S SADDLE ST, GILBERT, AZ 85233-6810

Mortgage

Document Number	0000345284
Date	May 13, 2019
Instrument	20190345284

Lender

Name	SIERRA PACIFIC MORTGAGE SERVICES IN
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,330 (-2.46%)	$393,300 (-2.46%) Land $78,600 Building $314,700
2025	$1,542.00 (+3.42%)
2024		$40,320	$403,200 Land $80,600 Building $322,600
2023	$1,491.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, WeLink Communications.

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