426 S Saddle St, Gilbert, AZ 85233 Property Records

Maricopa County property record for 426 S Saddle St, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 1993
Lot Size	0.174 acres (7,563 sqft)
Owner	2 Individual Names on File
Last Sale	$271,000 (Oct 2019)
Tax Bill	$1,308 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2019 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`302-31-656`

Property Details

APN / Parcel Number

Primary APN	`302-31-656`
Alternative APN	`302316562`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,372 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,563 sqft (0.174 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	426 S SADDLE ST
City	GILBERT
State	AZ
Zip	85233-6810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	CANDLEWOOD MCR 326-15
Legal Range	5E
Legal Township	1S
Legal Section	13
Legal Subdivision	CANDLEWOOD
Legal Lot Number	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2000
Census Tract	422403

Owner

426 S Saddle St is owned and occupied by two individuals who bought it in October 2019.

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	426 S SADDLE ST, GILBERT, AZ 85233-6810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2017	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 31, 2019	Grant Deed, Transfer EMPIRE W TITLE AGENCY
Oct 31, 2019	Warranty Deed, Transfer · Construction Mortgage BANK OF AMERICA
Feb 6, 2017	Warranty Deed, Transfer · FHA Mortgage SKYLINE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2019 · Amount on File
Deed Sale	Oct 31, 2019 · Amount on File
Prior Sale	Feb 6, 2017 · Amount on File
Deed Document Number	2019875377
Prior Transfer Date	Sep 26, 2002
Prior Transfer Doc	0001075582
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	426 S SADDLE ST, GILBERT, AZ 85233-6810
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000777052
Date	Oct 19, 2017
Instrument	2017-0777052

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 31, 2019
Property Address	426 S SADDLE ST, GILBERT, AZ 85233-6810
Document Number	0000875379
Instrument Date	Oct 31, 2019
Instrument	875379
Transaction Type	Transfer
Record Updated	Nov 11, 2019
Title Company	EMPIRE W TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$282.72
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	225 CENTRE ST ROXBURY MA 021191288, ROXBURY, MA 02119-1288
Investor	Possibly a Property Investor

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 31, 2019
Property Address	426 S SADDLE ST, GILBERT, AZ 85233-6810
Document Number	0000875377
Instrument Date	Oct 29, 2019
Instrument	875377
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	EMPIRE W TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	426 S SADDLE ST GILBERT AZ 852336810, GILBERT, AZ 85233-6810

Mortgage

Document Number	875378
Date	Oct 31, 2019
Instrument	875378

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 6, 2017
Property Address	426 S SADDLE ST, GILBERT, AZ 85233-6810
Document Number	0000089992
Map Reference	MAP326 PG15
Instrument Date	Nov 9, 2016
Instrument	2017-0089992
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	426 S SADDLE ST, GILBERT, AZ 85233-6810

Mortgage

Document Number	0000089993
Date	Feb 6, 2017
Instrument	2017-0089993

Lender

Name	SKYLINE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 426 S Saddle St was $1,308.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,750 (+103.48%)	$367,500 (+5.06%) Land $73,500 Building $294,000
2025	$1,308.00	$18,061 (-51.91%)	$349,800 (-6.87%) Land $69,900 Building $279,900
2024		$37,560	$375,600 Land $75,100 Building $300,500
2023	$1,328.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 426 S Saddle St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 426 S Saddle St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, WeLink Communications.

Nearby Properties on S Saddle St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures