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442 Kempton St, Spring Valley, CA 91977 Property Records

San Diego County property record for 442 Kempton St, Spring Valley, CA 91977

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,538 sqft · built 1978
Lot Size0.149 acres (6,500 sqft)
Owner2 Individual Names on Record
Tax Bill$4,898 (2025)
Deeds & MortgagesMar 2026 Mortgage
Feb 2024 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN584-532-16-00

Property Details

APN / Parcel Number

Primary APN584-532-16-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,538 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area6,500 sqft (0.149 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address442 KEMPTON ST
CitySPRING VALLEY
StateCA
Zip91977-5829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 64 TR 008578
Legal SubdivisionVISTA DEL LAGO
Legal Tract008578
Legal Block1
Legal Lot Number64
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1007
Census Tract13903

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address442 KEMPTON ST, SPRING VALLEY, CA 91977-5829
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Deed of Trust, Mortgage · Commercial Mortgage
LOANDEPOT.COM LLC
Feb 1, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Feb 2, 2022Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Mar 1, 2021Intrafamily Transfer, Transfer · VA Mortgage
PRIME CHOICE FUNDING INC
Jan 30, 2018Loan Modification, Mortgage · Line of Credit
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2021
Deed SaleMar 1, 2021
Prior SaleNov 16, 2011 · Amount on Record
Deed Document Number2021158042
Prior Transfer DateDec 22, 2020
Prior Transfer Doc0000158042
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address442 KEMPTON ST, SPRING VALLEY, CA 91977-5829
Transaction TypeMortgage
Record UpdatedApr 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address442 KEMPTON ST, SPRING VALLEY, CA 91977-5829

Mortgage

Document Number0000079773
DateMar 24, 2026
Instrument2026-0079773
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueMar 16, 2056

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address442 KEMPTON ST, SPRING VALLEY, CA 91977-5829
Transaction TypeMortgage
Record UpdatedFeb 9, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address442 KEMPTON ST, SPRING VALLEY, CA 91977-5829

Mortgage

Document Number0000026775
DateFeb 1, 2024
Instrument2024-0026775
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 1, 2044

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address442 KEMPTON ST, SPRING VALLEY, CA 91977-5829
Transaction TypeMortgage
Record UpdatedFeb 9, 2022
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address442 KEMPTON ST, SPRING VALLEY, CA 91977-5829

Mortgage

Document Number0000050800
DateFeb 2, 2022
Instrument2022-0050800
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 1, 2021
Property Address442 KEMPTON ST, SPRING VALLEY, CA 91977-5829
Document Number0000158042
Map ReferenceMAP 8578
Instrument DateDec 22, 2020
Instrument2021-0158042
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address442 KEMPTON ST, SPRING VALLEY, CA 91977-5829

Mortgage

Document Number0000158043
DateMar 1, 2021
Instrument2021-0158043
Lender
NamePRIME CHOICE FUNDING INC
TypeLending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueJan 1, 2051

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address442 KEMPTON ST, SPRING VALLEY, CA 91977-5829
Document Number0000053461
Instrument DateJan 30, 2018
Transaction TypeMortgage
Record UpdatedAug 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address442 KEMPTON ST SPRING VALLEY CA 919775829, SPRING VALLEY, CA 91977-5829

Mortgage

Document Number0000053461
DateFeb 9, 2018
Instrument53461
Lender
NameWELLS FARGO BK
TypeBank
AddressBILLINGS, MT 59107-9900
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$358,719 (+2%) Land $186,532 Building $172,187
2025$4,898.00 (+4.19%)$351,686 (+4.04%) Land $182,875 Building $168,811
2024$4,701.00 (+3.27%)
2023$4,552.00 (+1.68%)$338,031 Land $175,775 Building $162,256
2022$4,477.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemViejas Community System
tribal government · serves 9,600 people · EPA ID 090600158
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20

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