San Diego County property record for 451 Kempton St, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,150 sqft · built 1957 |
| Lot Size | 0.171 acres (7,468 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $246,000 (Jan 2008) |
| Tax Bill | $4,478 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 584-470-55-00 |
| Primary APN | 584-470-55-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,150 sqft Living Area |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 7,468 sqft (0.171 acres) |
| Old Parcel Number | 5844704500 |
|---|---|
| Street Address | 451 KEMPTON ST |
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-5830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK 41 LOTS 3&4 TR 000441 |
| Legal Subdivision | COLONY/LA PRESA |
| Legal Tract | 000441 |
| Legal Block | 41 |
| Legal Lot Number | 3,4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 13903 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 451 KEMPTON ST, SPRING VALLEY, CA 91977-5830 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Dec 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 21, 2020 | Loan Modification, Mortgage · Conventional Mortgage MUFG UNION BK NA |
| Feb 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Aug 2, 2017 | Intrafamily Transfer, Transfer · FHA Mortgage BAY VALLEY MORTGAGE GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2008 · Amount on Record |
| Deed Sale | Jan 16, 2008 · Amount on Record |
| Prior Sale | Sep 13, 2007 · Amount on Record |
| Deed Document Number | 200821142 |
| Last Transfer Date | Dec 23, 2024 |
| Transfer Doc | 0000353461 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 451 KEMPTON ST, SPRING VALLEY, CA 91977-5830 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 451 KEMPTON ST, SPRING VALLEY, CA 91977-5830 |
| Document Number | 0000804214 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 2020-0804214 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 451 KEMPTON ST, SPRING VALLEY, CA 91977-5830 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 451 KEMPTON ST, SPRING VALLEY, CA 91977-5830 |
| Document Number | 0000528616 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 2021-0528616 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Aug 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 451 KEMPTON ST, SPRING VALLEY, CA 91977-5830 |
| Document Number | 0000189053 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 451 KEMPTON ST SPRING VALLEY CA 919775830, SPRING VALLEY, CA 91977-5830 |
| Document Number | 0000189053 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 189053 |
| Name | MUFG UNION BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 13, 2050 |
| Rate | 3.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 451 KEMPTON ST, SPRING VALLEY, CA 91977-5830 |
| Document Number | 0000122119 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 451 KEMPTON ST SPRING VALLEY CA 919775830, SPRING VALLEY, CA 91977-5830 |
| Document Number | 0000122119 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | 122119 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 9, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 2, 2017 |
| Property Address | 451 KEMPTON ST, SPRING VALLEY, CA 91977-5830 |
| Document Number | 0000348578 |
| Map Reference | MAP441 |
| Instrument Date | Jun 21, 2017 |
| Instrument | 2017-0348578 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | PROVIDENT TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 451 KEMPTON ST, SPRING VALLEY, CA 91977-5830 |
| Document Number | 0000348579 |
|---|---|
| Date | Aug 2, 2017 |
| Instrument | 2017-0348579 |
| Name | BAY VALLEY MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $329,571 (+2%) Land $187,561 Building $142,010 | |
| 2025 | $4,478.00 (+4.38%) | $323,110 (+4.04%) Land $183,884 Building $139,226 |
| 2024 | $4,290.00 (+3.32%) | |
| 2023 | $4,152.00 (+1.79%) Homeowner's exemption | $310,566 Land $176,745 Building $133,821 |
| 2022 | $4,079.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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