San Diego County property record for 460 Kempton St, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,861 sqft · built 1978 |
| Lot Size | 0.14 acres (6,100 sqft) |
| Owner | Company Name on Record |
| Last Sale | $152,000 (Dec 1989) |
| Tax Bill | $3,965 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 584-531-45-00 |
| Primary APN | 584-531-45-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,861 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,100 sqft (0.14 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 460 KEMPTON ST |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-5829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 65 TR 008578 |
| Legal Subdivision | VISTA DEL LAGO |
| Legal Tract | 008578 |
| Legal Block | 1 |
| Legal Lot Number | 65 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 13903 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 460 KEMPTON ST, SPRING VALLEY, CA 91977-5829 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Aug 9, 2021 | Deed of Trust, Mortgage · VA Mortgage NATIONWIDE MORTGAGE BANKERS INC |
| Aug 3, 2020 | Affidavit of Death, Transfer NOT AVAILABLE |
| Aug 3, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 1989 · Amount on Record |
| Deed Sale | Dec 18, 1989 · Amount on Record |
| Deed Document Number | 1989683909 |
| Last Transfer Date | Jul 28, 2020 |
| Transfer Doc | 0000426047 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 460 KEMPTON ST, SPRING VALLEY, CA 91977-5829 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|---|
| Address | 460 KEMPTON ST, SPRING VALLEY, CA 91977-5829 |
| Document Number | 0000563329 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 2021-0563329 |
| Name | NATIONWIDE MORTGAGE BANKERS INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Mar 1, 2051 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 3, 2020 |
| Property Address | 460 KEMPTON ST, SPRING VALLEY, CA 91977-5829 |
| Document Number | 0000426047 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 426047 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 460 KEMPTON ST SPRING VALLEY CA 919775829, SPRING VALLEY, CA 91977-5829 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 3, 2020 |
| Property Address | 460 KEMPTON ST, SPRING VALLEY, CA 91977-5829 |
| Document Number | 0000426048 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 426048 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 460 KEMPTON ST SPRING VALLEY CA 919775829, SPRING VALLEY, CA 91977-5829 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 460 KEMPTON ST, SPRING VALLEY, CA 91977-5829 |
| Document Number | 0000151155 |
| Instrument Date | Apr 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 460 KEMPTON ST SPRING VALLEY CA 919775829, SPRING VALLEY, CA 91977-5829 |
| Document Number | 0000151155 |
|---|---|
| Date | Apr 17, 2018 |
| Instrument | 151155 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2048 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $285,199 (+2%) Land $112,572 Building $172,627 | |
| 2025 | $3,965.00 (+8.19%) Homeowner's exemption | $279,608 (+4.04%) Land $110,365 Building $169,243 |
| 2023 | $3,665.00 (+1.86%) Homeowner's exemption | $268,752 Land $106,080 Building $162,672 |
| 2022 | $3,598.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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