407 Kempton St, Spring Valley, CA 91977 Property Records

San Diego County property record for 407 Kempton St, Spring Valley, CA 91977

Property Summary

Property TypeCare Home (Retirement, Nursing, Convalescent)
Details7,246 sqft · built 1997
Lot Size0.87 acres (3,785 sqft)
OwnerCompany Name on Record
Tax Bill$52 (2025)
Deeds & MortgagesOct 2020 Loan Modification
Oct 2019 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN584-470-10-00

Property Details

APN / Parcel Number

Primary APN584-470-10-00

Interior

Building Area7,246 sqft Total Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area3,785 sqft (0.87 acres)

Location & Zoning

Street Address407 KEMPTON ST
CitySPRING VALLEY
StateCA
Zip91977-5830
Property CategoryCommercial
Property TypeCommercial > Retail > Care Home (Retirement, Nursing, Convalescent)
Local Zoning CodeRS
Legal DescriptionBLK 41 LOT 17 TR 000441
Legal SubdivisionCOLONY/LA PRESA
Legal Tract000441
Legal Block41
Legal Lot Number17
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1006
Census Tract13903

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5700 OLD ORCHARD RD, SKOKIE, IL 60077-1036
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2020Loan Modification, Mortgage
BANK OF NEW YORK MELLON T (CE)
Oct 24, 2019Loan Modification, Mortgage · Line of Credit
BANK OF NY MELLON
Nov 1, 2018Loan Modification, Mortgage
ATTORNEY ONLY
Feb 1, 2017Loan Modification, Mortgage
BANK/NY MELLON TR CO NA (CE)

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address407 KEMPTON ST, SPRING VALLEY, CA 91977-5830
Document Number0000691577
Instrument DateOct 1, 2020
Transaction TypeMortgage
Record UpdatedNov 16, 2020
Title CompanyCHICAGO TITLE COMPANY-COMMERCIAL DIV, CHICAGO TITLE CO-COM'L DIV

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address407 KEMPTON ST SPRING VALLEY CA 919775830, SPRING VALLEY, CA 91977-5830

Mortgage

Document Number0000691577
DateNov 5, 2020
Instrument691577
Lender
NameBANK OF NEW YORK MELLON T (CE)
Agreement
AmountAmount Recorded

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Recording DateOct 24, 2019
Property Address407 KEMPTON ST, SPRING VALLEY, CA 91977-5830
Instrument DateOct 24, 2019
Instrument481482
Transaction TypeMortgage
Record UpdatedNov 6, 2019
Title CompanyCHICAGO TITLE COMPANY-COMMERCIAL DIV, CHICAGO TITLE CO-COM'L DIV

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address251 KEMPTON ST SPRING VALLEY CA 91977, SPRING VALLEY, CA 91977

Mortgage

Document Number0000481482
DateOct 24, 2019
Instrument481482
Lender
NameBANK OF NY MELLON
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address407 KEMPTON ST, SPRING VALLEY, CA 91977-5830
Document Number0000468662
Instrument DateNov 1, 2018
Transaction TypeMortgage
Record UpdatedDec 8, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address251 KEMPTON ST SPRING VALLEY CA 91977, SPRING VALLEY, CA 91977

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Recording DateFeb 1, 2017
Property Address407 KEMPTON ST, SPRING VALLEY, CA 91977-5830
Instrument DateFeb 1, 2017
Instrument52881
Transaction TypeMortgage
Record UpdatedFeb 9, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address407 KEMPTON ST SPRING VALLEY CA 919775830, SPRING VALLEY, CA 91977-5830

Mortgage

Document Number0000052881
DateFeb 1, 2017
Instrument52881
Lender
NameBANK/NY MELLON TR CO NA (CE)
Agreement
AmountAmount Recorded
Term144 Months
DueJan 31, 2029

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$826,835 (+2%) Land $170,376 Building $656,459
2025$52.00 (+8.33%)$810,624 (+4.04%) Land $167,036 Building $643,588
2023$48.00 (+11.63%)$779,148 Land $160,550 Building $618,598
2022$43.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemViejas Community System
tribal government · serves 9,600 people · EPA ID 090600158
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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