Winona County property record for 401 E 14th St, Saint Charles, MN 55972
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 812 sqft · built 1948 |
| Lot Size | 0.356 acres (15,507 sqft) |
| Owner | Company Name on File |
| Last Sale | $215,000 (Apr 2025) |
| Tax Bill | $2,088 (2026) |
| Deeds & Mortgages | Aug 2022 Sale Aug 2018 Sale & Mortgage |
| APN | 29.010.0470 |
| Primary APN | 29.010.0470 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 812 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,507 sqft (0.356 acres) |
| Lot Dimensions | 145 ft deep x 107 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 16 sqft |
| Patio Area | 208 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Gazebo | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 401 E 14TH ST |
|---|---|
| City | SAINT CHARLES |
| State | MN |
| Zip | 55972-1515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-19 TWP-106 RANGE-010 BIRGES 1ST ADD LOT-006 BLOCK-008 E 1/2, W 2' LOT 4, & ALL OF LOT 5 |
| Legal Range | 010 |
| Legal Township | 106 |
| Legal Section | 19 |
| Legal Subdivision | BIRGES 1ST ADD |
| Legal Block | 8 |
| Legal Lot Number | 4-6 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 671000 |
Source: Winona County records · APN 29.010.0470
Assessment roll updated August 5, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 401 E 14TH ST, SAINT CHARLES, MN 55972-1515 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 10, 2022 | Warranty Deed, Transfer |
| Aug 20, 2018 | Warranty Deed, Transfer · FHA Mortgage TRUSTONE HOME MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 11, 2025 · Amount on Record |
| Deed Sale | Apr 11, 2025 · Amount on Record |
| Prior Sale | Dec 20, 2024 · Amount on Record |
| Deed Document Number | 2025659982 |
| Prior Transfer Date | Jun 05, 2015 |
| Prior Transfer Doc | A588249 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Aug 10, 2022 |
| Property Address | 401 E 14TH ST, SAINT CHARLES, MN 55972-1515 |
| Document Number | 000A644506 |
| Instrument Date | Aug 08, 2022 |
| Instrument | A644506 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $495.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 401 E 14TH ST, SAINT CHARLES, MN 55972-1515 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Aug 20, 2018 |
| Property Address | 401 E 14TH ST, SAINT CHARLES, MN 55972-1515 |
| Document Number | 611987 |
| Instrument Date | Aug 08, 2018 |
| Instrument | 611987 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $397.65 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 E 14TH ST, SAINT CHARLES, MN 55972-1515 |
| Document Number | 611988 |
|---|---|
| Date | Aug 20, 2018 |
| Instrument | 611988 |
| Name | TRUSTONE HOME MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
| Rate | 4.62% |
|---|
Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | St. Charles City |
| Unified School District | St. Charles Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,088.00 (+44.4%) | ||
| 2025 | $161,600 (+0.06%) Land $56,900 Building $104,700 | $161,600 (+0.06%) Land $56,900 Building $104,700 | |
| 2023 | $1,446.00 Homeowner's exemption | $161,500 Land $56,300 Building $105,200 | $161,500 Land $56,300 Building $105,200 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| Hiawatha Broadband Communications Cable · Fiber, Fixed Wireless in parts of the area | 1,000 / 30 |
| LTD Broadband Fixed Wireless | 150 / 130 |
May also be available: Verizon.
Based on FCC filings for 365 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Charles serves 3,825 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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