431 Cambridge Ave, Elyria, OH 44035 Property Records

Lorain County property record for 431 Cambridge Ave, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1965
Square Footage	1,252 sqft Living Area
Lot Size	6,534 sqft (0.15 acres)
Garage	Detached, 400 sqft
Occupancy	Owner Occupied
Tax Bill	$1,973.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-25-072-102-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,252 sqft Living Area
1st Floor	880 sqft 1st Floor
2nd Floor	372 sqft 2nd Floor
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1965
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Raised Foundation
Lot Area	6,534 sqft (0.15 acres)
Depth X Width	135 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	400 sqft Garage
Porch	1 Porch
Porch Area	25 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	431 CAMBRIDGE AVE
City	ELYRIA
State	OH
Zip	44035-6463
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE 50 X 135 S/L 23
Legal Subdivision	THE CAMBRIDGE ALLOTMENT
Legal Tract	25
Legal Block	102
Legal Lot Number	23
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2007
Census Tract	71100

Owner

Source: Lorain County records · APN 06-25-072-102-008

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	431 CAMBRIDGE AVE, ELYRIA, OH 44035-6463
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 22, 2003
Deed Sale	May 22, 2003
Prior Sale	May 22, 2003 · Amount on Record
Deed Doc Number	0000915960
Last Transfer Date	Sep 08, 2005
Transfer Doc	0000096453
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,973.00	$41,220 (-) Land $7,790 Building $33,430	$117,770 (-) Land $22,260 Building $95,510
2024	$1,973.00 (+3.19%)	$41,220 (+2%) Land $7,791 Building $33,429	$117,770 (+2%) Land $22,260 Building $95,510
2023	$1,912.00 (+0.79%)	$34,349 (%) Land $7,980 Building $26,369	$98,140 (-) Land $22,800 Building $75,340
2022	$1,897.00	$34,350 Land $7,980 Building $26,370
2021			$98,140 Land $22,800 Building $75,340

Flood & Wildfire

431 Cambridge Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 3rd percentile of exposed land nationally · 15th in Ohio
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.