4416 Steed Ter, Winter Park, FL 32792 Property Records

Seminole County property record for 4416 Steed Ter, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,298 sqft · built 1989
Lot Size	0.465 acres (20,279 sqft)
Owner	2 Individual Names on File
Last Sale	$389,000 (Dec 2017)
Tax Bill	$4,306 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-21-30-514-0000-0690`

Property Details

APN / Parcel Number

Primary APN	`25-21-30-514-0000-0690`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,298 sqft Living Area
1st Floor Area	2,298 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	20,279 sqft
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	498 sqft
Patio Area	738 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	4416 STEED TER
City	WINTER PARK
State	FL
Zip	32792-7628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 69 KINGS COVE PB 38 PGS 64 TO 66
Legal Range	30E
Legal Township	21S
Legal Section	25
Legal Subdivision	KINGS COVE
Legal Tract	514
Legal Lot Number	69
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	22207

Owner

4416 Steed Ter is owned and occupied by two individuals who bought it in December 2017.

Source: Seminole County records, as of December 5, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4416 STEED TER, WINTER PARK, FL 32792-7628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Dec 11, 2017	Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2017 · Amount on File
Deed Sale	Dec 11, 2017 · Amount on File
Deed Document Number	2017124470
Deed Book / Page	009037 / 001651
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	4416 STEED TER, WINTER PARK, FL 32792-7628
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4416 STEED TER, WINTER PARK, FL 32792-7628

Mortgage

Document Number	0098890710
Date	Mar 31, 2021
Book Page	9889/710
Instrument	2021042217

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 11, 2017
Property Address	4416 STEED TER, WINTER PARK, FL 32792-7628
Document Number	0090371651
Book / Page	009037 / 001651
Instrument Date	Dec 5, 2017
Instrument	124470
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TITLE ONE FLORIDA LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,723.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2624 PASSAMONTE DR WINTER PARK FL 327925569, WINTER PARK, FL 32792-5569

Mortgage

Document Number	90371653
Date	Dec 11, 2017
Book Page	009037/001653
Instrument	124471

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4416 Steed Ter was $4,306 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,306.00 Homeowner's exemption	$345,686	$501,588 Land $110,000 Building $391,588
2023	$4,289.00 (+2.46%) Homeowner's exemption	$326,159 (+3%)	$453,445 (+9.16%) Land $95,000 Building $358,445
2022	$4,186.00 Homeowner's exemption	$316,659	$415,376 Land $85,000 Building $330,376

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4416 Steed Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	6 (1996–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4416 Steed Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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