4420 Steed Ter, Winter Park, FL 32792 Property Records

Seminole County property record for 4420 Steed Ter, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,387 sqft · built 1990
Lot Size	0.315 acres (13,726 sqft)
Owner	Individual Name on File
Last Sale	$630,000 (Jun 2022)
Tax Bill	$7,457 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-21-30-514-0000-0700`

Property Details

APN / Parcel Number

Primary APN	`25-21-30-514-0000-0700`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,387 sqft Living Area
1st Floor Area	2,387 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	13,726 sqft
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	474 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4420 STEED TER
City	WINTER PARK
State	FL
Zip	32792-7628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 70 KINGS COVE PB 38 PGS 64 TO 66
Legal Range	30E
Legal Township	21S
Legal Section	25
Legal Subdivision	KINGS COVE
Legal Tract	514
Legal Lot Number	70
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	22207

Owner

4420 Steed Ter is owned and occupied by an individual who bought it in June 2022.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4420 STEED TER, WINTER PARK, FL 32792-7628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2022 · Amount on File
Deed Sale	Jun 7, 2022 · Amount on File
Prior Sale	Mar 16, 2000 · Amount on File
Deed Document Number	2022066812
Deed Book / Page	10254 / 214
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 7, 2022
Property Address	4420 STEED TER, WINTER PARK, FL 32792-7628
Document Number	0102540214
Book / Page	10254 / 214
Map Reference	MB 38 PG 64-66
Instrument Date	May 27, 2022
Instrument	2022066812
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4808 BUTLER NATIONAL DR, 4808, WESLEY CHAPEL, FL 33543-7136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4420 STEED TER, WINTER PARK, FL 32792-7628

Mortgage

Document Number	0010254220
Date	Jun 7, 2022
Instrument	10254/220

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	4420 STEED TER, WINTER PARK, FL 32792-7628
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGEEE TITLE SERVICES IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088700516
Date	Mar 2, 2017
Book Page	08870/0516
Instrument	2017021373

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	96 Months
Due	Mar 1, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 4420 Steed Ter was $7,457.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,457.00	$545,990	$545,990 Land $110,000 Building $435,990
2023	$7,022.00 (+121.58%)	$491,653 (+104.21%)	$491,653 (+9.13%) Land $95,000 Building $396,653
2022	$3,169.00	$240,760	$450,524 Land $85,000 Building $365,524

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4420 Steed Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	6 (1996–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4420 Steed Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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