4404 Steed Ter, Winter Park, FL 32792 Property Records

Seminole County property record for 4404 Steed Ter, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,316 sqft · built 1989
Lot Size	0.457 acres (19,923 sqft)
Owner	Trust Name on File
Last Sale	$100 (May 2007)
Tax Bill	$3,551 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-21-30-514-0000-0630`

Property Details

APN / Parcel Number

Primary APN	`25-21-30-514-0000-0630`
Alternative APN	`21302551400000630`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,316 sqft Living Area
Gross Area	2,892 sqft
1st Floor Area	2,316 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	19,923 sqft (0.457 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	490 sqft
Patio Area	670 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar

Location & Zoning

Street Address	4404 STEED TER
City	WINTER PARK
State	FL
Zip	32792-7627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AAA
Legal Description	LOT 63 KINGS COVE PB 38 PGS 64 TO 66
Legal Range	30E
Legal Township	21S
Legal Section	25
Legal Subdivision	KINGS COVE
Legal Tract	514
Legal Lot Number	63
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	22207

Owner

4404 Steed Ter is owner-occupied and held in a trust since December 2020.

Source: Seminole County records, as of June 29, 2026

Owner of Record	Trust Name on File
Mailing Address	4404 STEED TER, WINTER PARK, FL 32792-7627
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Oct 20, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHRISTENSEN FINANCIAL INC
Dec 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2007 · Amount on File
Deed Sale	May 1, 2007 · Amount on File
Prior Sale	Mar 1, 2006 · Amount on File
Deed Book / Page	6724 / 1673
Last Transfer Date	Dec 2, 2020
Transfer Doc	0097850947
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Recording Date	Jun 17, 2026
Property Address	4404 STEED TER, WINTER PARK, FL 32792-7627
Document Number	0000060264
Book / Page	11058 / 1297
Instrument Date	May 12, 2026
Instrument	202660264
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221

Mortgage

Document Number	0000060264,
Date	Jun 17, 2026
Book Page	11058/1297
Instrument	202660264

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 26, 2056

Interest

Rate	6.3%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	4404 STEED TER, WINTER PARK, FL 32792-7627
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4404 STEED TER, WINTER PARK, FL 32792-7627

Mortgage

Document Number	0105251327
Date	Oct 20, 2023
Book Page	10525/1327
Instrument	2023097064

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 25, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	4404 STEED TER, WINTER PARK, FL 32792-7627
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100660241
Date	Oct 8, 2021
Book Page	10066/241
Instrument	2021133557

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 10, 2020
Property Address	4404 STEED TER, WINTER PARK, FL 32792-7627
Document Number	0097850947
Book / Page	009785 / 000947
Instrument Date	Dec 2, 2020
Instrument	143054
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4404 STEED TER WINTER PARK FL 327927627, WINTER PARK, FL 32792-7627

Tax Assessment & Valuation

The 2025 property tax bill for 4404 Steed Ter was $3,551 with a homeowner's exemption.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,551.00 Homeowner's exemption	$266,861	$497,303 Land $110,000 Building $387,303
2023	$3,299.00 (+2.52%) Homeowner's exemption	$251,786 (+3%)	$448,998 (+9.3%) Land $95,000 Building $353,998
2022	$3,218.00 Homeowner's exemption	$244,452	$410,776 Land $85,000 Building $325,776

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4404 Steed Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	6 (1996–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4404 Steed Ter is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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