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4408 Steed Ter, Winter Park, FL 32792 Property Records

Seminole County property record for 4408 Steed Ter, Winter Park, FL 32792

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,198 sqft · built 1989
Lot Size0.454 acres (19,793 sqft)
OwnerIndividual Name on File
Last Sale$304,000 (Sep 2016)
Tax Bill$3,649 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN25-21-30-514-0000-0640

Property Details

APN / Parcel Number

Primary APN25-21-30-514-0000-0640

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,198 sqft Living Area
1st Floor Area1,795 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area19,793 sqft
Garage Area434 sqft
Parking Spaces3 Parking Spaces
PorchFinished/Screened Porch
Porch Area712 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4408 STEED TER
CityWINTER PARK
StateFL
Zip32792-7627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 64 KINGS COVE PB 38 PGS 64 TO 66
Legal Range30E
Legal Township21S
Legal Section25
Legal SubdivisionKINGS COVE
Legal Tract514
Legal Lot Number64
JurisdictionSEMINOLE FL
Township / Civil DivisionCASSELBERRY-ALTAMONTE SPRINGS
Census Block Group2
Census Block2000
Census Tract22207

Owner

4408 Steed Ter is owned and occupied by an individual who bought it in September 2016.

Source: Seminole County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Mailing Address4408 STEED TER, WINTER PARK, FL 32792-7627
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2016 · Amount on File
Deed SaleSep 19, 2016 · Amount on File
Prior SaleMar 11, 1996 · Amount on File
Deed Document Number2016097571
Deed Book / Page08769 / 1076
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address4408 STEED TER, WINTER PARK, FL 32792-7627
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanyFIRST SERVICE TITLE, FIRST SERVICE TTL OF FL LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4408 STEED TER, WINTER PARK, FL 32792-7627

Mortgage

Document Number0098430147
DateFeb 11, 2021
Book Page9843/147
Instrument2021018997
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4408 Steed Ter was $3,649 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,649.00 Homeowner's exemption$298,968$476,756 Land $110,000 Building $366,756
2023$3,690.00 (+2.47%) Homeowner's exemption$282,080 (+3%)$427,718 (+9.97%) Land $95,000 Building $332,718
2022$3,601.00 Homeowner's exemption$273,864$388,935 Land $85,000 Building $303,935

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4408 Steed Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 53 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims6 (1996–2022)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4408 Steed Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEMINOLE COUNTY SOUTHEAST
serves 70,040 people · EPA ID FL3590571
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Metronet.

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