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4414 Down Point Ln, Windermere, FL 34786 Property Records

Orange County property record for 4414 Down Point Ln, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4.5 Baths
Year BuiltBuilt 2000
Square Footage3,813 sqft Living Area
Lot Size128,979 sqft (2.96 acres)
OccupancyOwner Occupied
Last Sale$1,675,000 (2014)
Tax Bill$27,677.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-23-28-2197-00-010
Alternative APNs
  • 282309219700010
  • 276091
  • 280935
  • 285093

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Partial Baths1 Partial Baths
Total Rooms1 Rooms
Building Area3,813 sqft Living Area
Gross Area6,012 sqft Gross Area
1st Floor3,813 sqft 1st Floor
Stories1 Stories
Utility Area75 sqft Utility Area
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialConcrete Roof
Lot Area128,979 sqft (2.96 acres)
Parking Spaces4 Parking Spaces
Garage TypeAttached Garage
Garage Area990 sqft Garage
Porch Area897 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address4414 DOWN POINT LN
CityWINDERMERE
StateFL
Zip34786-8403
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDOWN POINT SUB 2/97 LOT 1 & THAT PART OF THE EAST 1/2 OF THE NE 1/4 OF THE SW 1/4 AND THAT PART OF THE NW 1/4 OF THE SE 1/4 LYING SOUTH OF THE WESTERLY ESTENSION OF THE NORTH LINE
Legal Range28E
Legal Township23S
Legal Section09
Legal SubdivisionDOWN POINT SUB
Legal Tract2197
Legal Lot Number1
JurisdictionORANGE FL
Minor Civil DivisionSOUTHWEST ORANGE
Census Blockgroup2
Census Block2002
Census Tract14809

Owner

Source: Orange County records · APN 09-23-28-2197-00-010

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4414 DOWN POINT LN, WINDERMERE, FL 34786-8403
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2024Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jul 24, 2019Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 09, 2014 · Amount on Record
Deed SaleApr 09, 2014 · Amount on Record
Prior SaleMay 07, 2008 · Amount on Record
Deed Doc Number2014177707
Deed Book / Page10728 / 5150
Record RefreshedJun 08, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address4414 DOWN POINT LN, WINDERMERE, FL 34786-8403
Transaction TypeMortgage
Record UpdatedDec 09, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4414 DOWN POINT LN, WINDERMERE, FL 34786-8403

Mortgage

Document Number0000372595
DateJun 26, 2024
Instrument20240372595
Lender
NameTRUIST BANK
TypeBank
AddressWINDERMERE, FL 34786
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address4414 DOWN POINT LN, WINDERMERE, FL 34786-8403
Transaction TypeMortgage
Record UpdatedJan 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000454293
DateJul 24, 2019
Instrument20190454293
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueAug 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateAug 01, 2029
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.37%
Index1-Year LIBOR
Max Rate8.37%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWindermere Town
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,727,606 (+2.7%)$2,368,420 (-0.7%) Land $1,350,000 Building $1,018,420
2025$27,677.00 (+2.88%) Homeowner's exemption$1,682,187 (+5.99%)$2,385,070 (+5.24%) Land $1,350,000 Building $1,035,070
2024$26,901.00 (+3.29%)
2023$26,045.00 (+2.8%) Homeowner's exemption$1,587,163 (+3%)$2,266,410 (+6.61%) Land $1,350,000 Building $916,410
2022$25,335.00 Homeowner's exemption$1,540,935$2,125,812 Land $1,350,000 Building $775,812

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation100.7 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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