4311 Down Point Ln, Windermere, FL 34786 Property Records

Orange County property record for 4311 Down Point Ln, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 1974
Square Footage	4,408 sqft Living Area
Lot Size	122,004 sqft (2.8 acres)
Occupancy	Owner Occupied
Last Sale	$515,000 (1996)
Tax Bill	$14,589.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-23-28-2197-00-120`
Alternative APNs	`282309219700120` `276102` `280949` `285107`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	4,408 sqft Living Area
Gross Area	5,975 sqft Gross Area
1st Floor	3,228 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	122,004 sqft (2.8 acres)
Parking Spaces	4 Parking Spaces
Garage Type	Attached Garage
Garage Area	905 sqft Garage

Exterior Amenities

Total Buildings	2 Total Buildings
Patio Area	68 sqft Patio
Porch Area	386 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	4311 DOWN POINT LN
City	WINDERMERE
State	FL
Zip	34786-8412
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DOWN POINT SUB 2/97 LOT 12 & THAT PART OF THE NW 1/4 OF THE SE 1/4 LYING SOUTH OF EASTERLY EXTENSION OF THE NORTH LINE O F LOT 12 AND NORTH OF THE EASTERLY EXTENSION OF THE SOUTH LI
Legal Range	28E
Legal Township	23S
Legal Section	09
Legal Subdivision	DOWN POINT SUB
Legal Tract	2197
Legal Lot Number	12
Jurisdiction	ORANGE FL
Minor Civil Division	SOUTHWEST ORANGE
Census Blockgroup	2
Census Block	2002
Census Tract	14809

Owner

Source: Orange County records · APN 09-23-28-2197-00-120

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4311 DOWN POINT LN, WINDERMERE, FL 34786-8412
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 10, 1996 · Amount on Record
Deed Sale	May 10, 1996 · Amount on Record
Deed Book / Page	5056 / 3829
Record Refreshed	Jun 08, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	4311 DOWN POINT LN, WINDERMERE, FL 34786-8412
Transaction Type	Mortgage
Record Updated	Jan 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000316195
Date	May 21, 2019
Instrument	20190316195

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$915,779 (+2.7%)	$2,094,990 (-1.43%) Land $1,350,000 Building $744,990
2025	$14,589.00 (+2.98%) Homeowner's exemption	$891,703 (+5.99%)	$2,125,460 (+3.74%) Land $1,350,000 Building $775,460
2024	$14,167.00 (+3.33%)
2023	$13,711.00 (+2.89%) Homeowner's exemption	$841,332 (+3%)	$2,048,754 (+4.85%) Land $1,350,000 Building $698,754
2022	$13,326.00 Homeowner's exemption	$816,827	$1,953,896 Land $1,350,000 Building $603,896

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	100.7 ft

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of Florida
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.