Orange County property record for 4312 Down Point Ln, Windermere, FL 34786 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 16 Beds |
| Bathrooms | 20.2 Baths |
| Year Built | Built 2007 |
| Square Footage | 24,986 sqft Living Area |
| Lot Size | 191,607 sqft (4.39 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,875,000 (2007) |
| Tax Bill | $50,795.00 (2025) |
| Primary APN | 09-23-28-2197-00-040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 16 Beds |
|---|---|
| Full Baths | 20.2 Baths |
| Partial Baths | 2 Partial Baths |
| Building Area | 24,986 sqft Living Area |
| Gross Area | 35,174 sqft Gross Area |
| 1st Floor | 9,321 sqft 1st Floor |
| Stories | 2 Stories |
| Utility Area | 810 sqft Utility Area |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Concrete Roof |
| Lot Area | 191,607 sqft (4.39 acres) |
| Parking Spaces | 5 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,107 sqft Garage |
| Total Buildings | 3 Total Buildings |
|---|---|
| Patio Area | 151 sqft Patio |
| Porch Area | 1,521 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 4312 DOWN POINT LN |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-8410 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DOWN POINT SUB 2/97 LOT 4, N1/2 OF LOT 3 & THAT PART OF THE EAST 1/2 OF THE NE 1/4 OF THE SW 1/4 AND THAT PART OF THE NW 1/4 OF THE SE 1/4 LYING SOUTH OF THE WESTERLY EXTENSION OF |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 09 |
| Legal Subdivision | DOWN POINT SUB |
| Legal Tract | 2197 |
| Legal Lot Number | 4,3 |
| Jurisdiction | ORANGE FL |
| Minor Civil Division | SOUTHWEST ORANGE |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 14809 |
Source: Orange County records · APN 09-23-28-2197-00-040
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4312 DOWN POINT LN, WINDERMERE, FL 34786-8410 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Apr 14, 2022 | Deed of Trust, Mortgage · Line of Credit WINTER PARK NATIONAL BANK |
| Apr 18, 2017 | Loan Modification, Mortgage · Line of Credit IBERIABANK |
| Apr 18, 2017 | Deed of Trust, Mortgage IBERIABANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 31, 2007 · Amount on Record |
| Deed Sale | Dec 31, 2007 · Amount on Record |
| Prior Sale | Jun 08, 2005 · Amount on Record |
| Deed Doc Number | 2007834712 |
| Deed Book / Page | 9550 / 792 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4312 DOWN POINT LN, WINDERMERE, FL 34786-8410 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4312 DOWN POINT LN, WINDERMERE, FL 34786-8410 |
| Document Number | 0000500206 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 20210500206 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4312 DOWN POINT LN, WINDERMERE, FL 34786-8410 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4312 DOWN POINT LN, WINDERMERE, FL 34786-8410 |
| Document Number | 0000245829 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 20220245829 |
| Name | WINTER PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WINTER PARK, FL 32789 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4312 DOWN POINT LN, WINDERMERE, FL 34786-8410 |
| Document Number | 0000247752 |
| Instrument Date | Apr 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4312 DOWN POINT LN WINDERMERE FL 347868410, WINDERMERE, FL 34786-8410 |
| Document Number | 0000247752 |
|---|---|
| Date | May 04, 2017 |
| Instrument | 247752 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | 600 WILKINSON ST # 100, ORLANDO, FL 32803-1027 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4312 DOWN POINT LN, WINDERMERE, FL 34786-8410 |
| Document Number | 0000247734 |
| Instrument Date | Apr 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4312 DOWN POINT LN WINDERMERE FL 347868410, WINDERMERE, FL 34786-8410 |
| Document Number | 0000247734 |
|---|---|
| Date | May 04, 2017 |
| Instrument | 247734 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | 600 WILKINSON ST # 100, ORLANDO, FL 32803-1027 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | May 03, 2027 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Windermere Town |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,176,712 (+2.7%) | $4,418,210 (-1.1%) Land $1,350,000 Building $3,068,210 | |
| 2025 | $50,795.00 (+2.85%) Homeowner's exemption | $3,093,196 (+5.99%) | $4,467,230 (+8.75%) Land $1,350,000 Building $3,117,230 |
| 2024 | $49,388.00 (+3.72%) | ||
| 2023 | $47,616.00 (+2.79%) Homeowner's exemption | $2,918,467 (+3%) | $4,107,628 (+11.55%) Land $1,350,000 Building $2,757,628 |
| 2022 | $46,322.00 Homeowner's exemption | $2,833,463 | $3,682,165 Land $1,350,000 Building $2,332,165 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 100.7 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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