4401 Down Point Ln, Windermere, FL 34786 Property Records

Orange County property record for 4401 Down Point Ln, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 1976
Square Footage	4,452 sqft Living Area
Lot Size	169,002 sqft (3.88 acres)
Garage	Attached, 812 sqft
Occupancy	Owner Occupied
Tax Bill	$37,699.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-23-28-2197-00-130`
Alternative APNs	`282309219700130` `276103` `280950` `285108`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	4,452 sqft Living Area
Gross Area	6,153 sqft Gross Area
1st Floor	3,168 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick Exterior
Roof Construction	Mansard Roof Construction
Roof Material	Concrete Roof
Lot Area	169,002 sqft (3.88 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	812 sqft Garage
Patio Area	510 sqft Patio
Porch Area	152 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	4401 DOWN POINT LN
City	WINDERMERE
State	FL
Zip	34786-8413
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DOWN POINT SUB 2/97 LOTS 13, 14 & THAT PART OF THE NW 1/4 OF THE SE 1/4 LYING SOUTH OF EASTERLY EXTENSION OF THE NORTH L INE OF LOT 13 AND NORTH OF THE EASTERLY EXTENSION OF THE SOU
Legal Range	28E
Legal Township	23S
Legal Section	09
Legal Subdivision	DOWN POINT SUB
Legal Tract	2197
Legal Lot Number	13,14
Jurisdiction	ORANGE FL
Minor Civil Division	SOUTHWEST ORANGE
Census Blockgroup	2
Census Block	2004
Census Tract	14809

Owner

Source: Orange County records · APN 09-23-28-2197-00-130

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4401 DOWN POINT LN, WINDERMERE, FL 34786-8413
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Married Woman as her Sole and Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 12, 1995
Deed Sale	Sep 12, 1995
Deed Book / Page	4943 / 4503
Last Transfer Date	Dec 16, 2024
Transfer Doc	0000720339
Record Refreshed	Jun 08, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 19, 2024
Property Address	4401 DOWN POINT LN, WINDERMERE, FL 34786-8413
Document Number	0000720339
Map Reference	MB 2 PG 97
Instrument Date	Dec 16, 2024
Instrument	20240720339
Transaction Type	Transfer
Record Updated	Dec 09, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1420 EDGEWATER DR STE 200, 200, ORLANDO, FL 32804-6315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 DOWN POINT LN, WINDERMERE, FL 34786-8413

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,282,810 (-1.33%) Land $1,500,000 Building $782,810	$2,282,810 (-1.33%) Land $1,500,000 Building $782,810
2025	$37,699.00 (+67.22%) Homeowner's exemption Widower's exemption	$2,313,620 (+72.38%) Land $1,500,000 Building $813,620	$2,313,620 (+3.75%) Land $1,500,000 Building $813,620
2024	$22,545.00 (+3.32%)
2023	$21,820.00 (+2.48%) Homeowner's exemption Widower's exemption	$1,342,161 (+3%)	$2,230,041 (+4.81%) Land $1,500,000 Building $730,041
2022	$21,291.00 Homeowner's exemption Widower's exemption	$1,303,069	$2,127,798 Land $1,500,000 Building $627,798

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	100.7 ft

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of Florida
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.