4413 Carstan Loop, Blaine, WA 98230 Property Records

Whatcom County property record for 4413 Carstan Loop, Blaine, WA 98230

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,443 sqft · built 2004
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Jan 2023)
Tax Bill	$3,027 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`400129-095437-0000`

Property Details

APN / Parcel Number

Primary APN	`400129-095437-0000`
Alternative APNs	`118951` `514156`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,443 sqft Living Area
Gross Area	1,943 sqft
1st Floor Area	426 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2022
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Concrete/Metal Slab
Porch Area	25 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	118951
Street Address	4413 CARSTAN LOOP
City	BLAINE
State	WA
Zip	98230-9190
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR4
Legal Description	ANCHOR MANOR PHASE 2 LOT 14
Legal Range	01
Legal Township	40
Legal Section	29
Legal Subdivision	ANCHOR MANOR PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	14
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	1
Census Block	1009
Census Tract	10407

Owner

4413 Carstan Loop is owned by an individual who bought it in January 2023.

Source: Whatcom County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 412, FERNDALE, WA 98248-0412
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK
Mar 16, 2018	Deed of Trust, Mortgage · Line of Credit UMPQUA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2023 · Amount on File
Deed Sale	Jan 24, 2023 · Amount on File
Prior Sale	Aug 29, 2014 · Amount on File
Deed Document Number	20231405
Prior Transfer Date	Nov 6, 2012
Prior Transfer Doc	0001100943
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 24, 2023
Property Address	4413 CARSTAN LOOP, BLAINE, WA 98230-9190
Document Number	0000101405
Map Reference	AF 2031102906
Instrument Date	Jan 21, 2023
Instrument	2023-0101405
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,725.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 412, FERNDALE, WA 98248-0412

Mortgage

Document Number	0000101406
Date	Jan 24, 2023
Instrument	2023-0101406

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4413 CARSTAN LOOP, BLAINE, WA 98230-9190
Document Number	2201105215
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4413 CARSTAN LOOP BLAINE WA 982309190, BLAINE, WA 98230-9190

Mortgage

Document Number	2201105215
Date	Nov 30, 2020
Instrument	1105215

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4413 CARSTAN LOOP, BLAINE, WA 98230-9190
Document Number	2180302107
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 30, 2018
Title Company	SERVICELINK CRS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4413 CARSTAN LOOP BLAINE WA 982309190, BLAINE, WA 98230-9190

Mortgage

Document Number	2180302107
Date	Mar 21, 2018
Instrument	302107

Lender

Name	UMPQUA BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4413 Carstan Loop was $3,027.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Blaine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,027.00	$424,200 Land $155,540 Building $268,660	$424,200 Land $155,540 Building $268,660
2022		$421,516 Land $140,000 Building $281,516	$421,516 Land $140,000 Building $281,516
2021	$2,977.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4413 Carstan Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4413 Carstan Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIRCH BAY WATER & SEWER DISTRICT serves 9,046 people · EPA ID WA5395904
Water Source	Purchased groundwater from CITY OF BLAINE
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Carstan Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures