4406 Carstan Loop, Blaine, WA 98230 Property Records

Whatcom County property record for 4406 Carstan Loop, Blaine, WA 98230

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,517 sqft · built 2004
Lot Size	0.15 acres (6,560 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Apr 2022)
Tax Bill	$3,296 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`590312`

Property Details

APN / Parcel Number

Primary APN	`590312`
Alternative APNs	`400129 083454 0000` `118927` `551888`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,517 sqft Living Area
1st Floor Area	1,517 sqft

Exterior

Year Built	Built 2004
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,560 sqft (0.15 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	107 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	551888
Street Address	4406 CARSTAN LOOP
City	BLAINE
State	WA
Zip	98230-9190
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR4
Legal Description	ANCHOR MANOR PHASE 2 LOT 22
Legal Range	01
Legal Township	40
Legal Section	29
Legal Subdivision	ANCHOR MANOR PHASE 2
Legal Phase	2
Legal Lot Number	22
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	1
Census Block	1011
Census Tract	10407

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4406 CARSTAN LOOP, BLAINE, WA 98230-9190
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · FHA Mortgage UMPQUA BANK
Apr 11, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
May 30, 2018	Deed of Trust, Mortgage · FHA Mortgage UMPQUA BK
May 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AUTH
May 31, 2018	Warranty Deed, Transfer · FHA Mortgage UMPQUA BK
Jun 13, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN
Aug 16, 2017	Warranty Deed, Transfer · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Prior Sale	Jun 13, 2018 · Amount on Record
Deed Document Number	2022-0401032
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4406 CARSTAN LOOP, BLAINE, WA 98230-9190
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000502840
Date	May 18, 2021
Instrument	2021-0502840

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 11, 2022
Property Address	4406 CARSTAN LOOP, BLAINE, WA 98230-9190
Document Number	0000401032
Map Reference	AF 20311029006
Instrument Date	Mar 28, 2022
Instrument	2022-0401032
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,765.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4406 CARSTAN LOOP, BLAINE, WA 98230-9190

Mortgage

Document Number	0000401033
Date	Apr 11, 2022
Instrument	2022-0401033

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4406 CARSTAN LOOP, BLAINE, WA 98230-9190
Document Number	2180601469
Instrument Date	May 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4406 CARSTAN LOOP BLAINE WA 982309190, BLAINE, WA 98230-9190

Mortgage

Document Number	2180601469
Date	Jun 13, 2018
Instrument	601469

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4406 CARSTAN LOOP, BLAINE, WA 98230-9190
Document Number	2180601470
Instrument Date	May 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4406 CARSTAN LOOP BLAINE WA 982309190, BLAINE, WA 98230-9190

Mortgage

Document Number	2180601470
Date	Jun 13, 2018
Instrument	601470

Lender

Name	HOUSING FIN AUTH
Address	SEATTLE, WA 98104-3601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	May 31, 2018
Property Address	4406 CARSTAN LOOP, BLAINE, WA 98230-9190
Document Number	2180503719
Instrument Date	May 26, 2018
Instrument	503719
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,398.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4406 CARSTAN LOOP BLAINE WA 982309190, BLAINE, WA 98230-9190

Mortgage

Document Number	2180503720
Date	May 31, 2018
Instrument	503720

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Mortgage

Document Number	2180503721,
Date	May 31, 2018
Instrument	503721

Lender

Name	HOUSING FIN AUTH
Address	SEATTLE, WA 98104-3601

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 13, 2018
Property Address	4406 CARSTAN LOOP, BLAINE, WA 98230-9190
Document Number	2180601468
Instrument Date	May 26, 2018
Instrument	601468
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Tax	$5,398.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4406 CARSTAN LOOP BLAINE WA 982309190, BLAINE, WA 98230-9190

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 16, 2017
Property Address	4406 CARSTAN LOOP, BLAINE, WA 98230-9190
Document Number	2170801905
Instrument Date	Aug 4, 2017
Instrument	801905
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,544.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	122 ISLAND POINT RD NORTH PORT FL 342873303, NORTH PORT, FL 34287-3303

Mortgage

Document Number	2170801906
Date	Aug 16, 2017
Instrument	801906

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Blaine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,296.00 (+9.21%)	$474,975 (+11.1%) Land $155,540 Building $319,435	$474,975 (+11.1%) Land $155,540 Building $319,435
2022		$427,520 Land $140,000 Building $287,520	$427,520 Land $140,000 Building $287,520
2021	$3,018.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIRCH BAY WATER & SEWER DISTRICT serves 9,046 people · EPA ID WA5395904
Water Source	Purchased groundwater from CITY OF BLAINE
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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