4412 Carstan Loop, Blaine, WA 98230 Property Records

Whatcom County property record for 4412 Carstan Loop, Blaine, WA 98230

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 2005
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Mar 2018)
Tax Bill	$3,086 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`400129-085447-0000`

Property Details

APN / Parcel Number

Primary APN	`400129-085447-0000`
Alternative APNs	`118930` `550129`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	1,884 sqft
1st Floor Area	1,320 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2022
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces
Porch	Wood Porch
Porch Area	85 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	118930
Street Address	4412 CARSTAN LOOP
City	BLAINE
State	WA
Zip	98230-9190
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR4
Legal Description	ANCHOR MANOR PHASE 2 LOT 21
Legal Range	01
Legal Township	40
Legal Section	29
Legal Subdivision	ANCHOR MANOR PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	21
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	1
Census Block	1011
Census Tract	10407

Owner

4412 Carstan Loop is owned and occupied by two individuals who bought it in March 2018.

Source: Whatcom County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4412 CARSTAN LOOP, BLAINE, WA 98230-9190
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · FHA Mortgage E-CHICAGO TITLE, CHICAGO TITLE
Sep 15, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 29, 2018	Warranty Deed, Transfer MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2018 · Amount on File
Deed Sale	Mar 29, 2018 · Amount on File
Prior Sale	Feb 7, 2005 · Amount on File
Deed Document Number	20183178
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Recording Date	Apr 21, 2026
Property Address	4412 CARSTAN LOOP, BLAINE, WA 98230-9190
Document Number	0000001647
Instrument Date	Feb 27, 2026
Instrument	20261647
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4412 CARSTAN LOOP, BLAINE, WA 98230-9190

Mortgage

Document Number	0000001647,
Date	Apr 21, 2026
Instrument	20261647

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Apr 1, 2066

Interest

Rate	6.1%
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4412 CARSTAN LOOP, BLAINE, WA 98230-9190
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000901265
Date	Sep 15, 2022
Instrument	2022-0901265

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	307 Months
Due	Apr 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 29, 2018
Property Address	4412 CARSTAN LOOP, BLAINE, WA 98230-9190
Document Number	2180303178
Instrument Date	Mar 22, 2018
Instrument	303178
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,989.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4412 CARSTAN LOOP BLAINE WA 982309190, BLAINE, WA 98230-9190

Mortgage

Document Number	2180303179
Date	Mar 29, 2018
Instrument	303179

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2048

Mortgage

Document Number	2180303180,
Date	Mar 29, 2018
Instrument	303180

Lender

Name	CA HSNG FIN
Type	Funding / Finance Company
Address	SEATTLE, WA 98104-3601

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4412 Carstan Loop was $3,086.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Blaine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,086.00	$432,783 Land $155,540 Building $277,243	$432,783 Land $155,540 Building $277,243
2022		$389,544 Land $140,000 Building $249,544	$389,544 Land $140,000 Building $249,544
2021	$2,770.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4412 Carstan Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4412 Carstan Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIRCH BAY WATER & SEWER DISTRICT serves 9,046 people · EPA ID WA5395904
Water Source	Purchased groundwater from CITY OF BLAINE
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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