4409 Carstan Loop, Blaine, WA 98230 Property Records

Whatcom County property record for 4409 Carstan Loop, Blaine, WA 98230

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,387 sqft · built 2004
Lot Size	0.139 acres (6,085 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Sep 2025)
Tax Bill	$3,141 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`555955`

Property Details

APN / Parcel Number

Primary APN	`555955`
Alternative APNs	`400129 100447 0000` `118960` `620035`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,387 sqft Living Area
1st Floor Area	1,387 sqft

Exterior

Year Built	Built 2004
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,085 sqft (0.139 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	104 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	620035
Street Address	4409 CARSTAN LOOP
City	BLAINE
State	WA
Zip	98230-9190
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR4
Legal Description	ANCHOR MANOR PHASE 2 LOT 12
Legal Range	01
Legal Township	40
Legal Section	29
Legal Subdivision	ANCHOR MANOR PHASE 2
Legal Phase	2
Legal Lot Number	12
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	1
Census Block	1009
Census Tract	10407

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4409 CARSTAN LOOP, BLAINE, WA 98230-9190
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 14, 2022	Intrafamily Transfer, Transfer
Oct 17, 2018	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC
Oct 17, 2018	Quit Claim Deed, Transfer · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2025 · Amount on Record
Deed Sale	Sep 10, 2025 · Amount on Record
Prior Sale	Sep 14, 2022
Deed Document Number	2025-0900764
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4409 CARSTAN LOOP, BLAINE, WA 98230-9190
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000703183
Date	Jul 20, 2021
Instrument	2021-0703183

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Jan 1, 2049

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4409 CARSTAN LOOP, BLAINE, WA 98230-9190
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4409 CARSTAN LOOP, BLAINE, WA 98230-9190

Mortgage

Document Number	0000500022
Date	May 1, 2023
Instrument	2023-0500022

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Sep 14, 2022
Property Address	4409 CARSTAN LOOP, BLAINE, WA 98230-9190
Document Number	0000901155
Map Reference	AF 2031102906
Instrument Date	Sep 14, 2022
Instrument	2022-0901155
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4409 CARSTAN LOOP, BLAINE, WA 98230-9190

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4409 CARSTAN LOOP, BLAINE, WA 98230-9190

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 17, 2018
Property Address	4409 CARSTAN LOOP, BLAINE, WA 98230-9190
Document Number	2181001736
Instrument Date	Oct 10, 2018
Instrument	1001736
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,487.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4409 CARSTAN LOOP BLAINE WA 982309190, BLAINE, WA 98230-9190

Mortgage

Document Number	2181001738
Date	Oct 17, 2018
Instrument	1001738

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 17, 2018
Property Address	4409 CARSTAN LOOP, BLAINE, WA 98230-9190
Document Number	2181001737
Instrument Date	Oct 10, 2018
Instrument	1001737
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4409 CARSTAN LOOP BLAINE WA 982309190, BLAINE, WA 98230-9190

Mortgage

Document Number	2181001738
Date	Oct 17, 2018
Instrument	1001738

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Blaine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,141.00 (+8.53%)	$452,637 (+11.1%) Land $155,540 Building $297,097	$452,637 (+11.1%) Land $155,540 Building $297,097
2022		$407,414 Land $140,000 Building $267,414	$407,414 Land $140,000 Building $267,414
2021	$2,894.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIRCH BAY WATER & SEWER DISTRICT serves 9,046 people · EPA ID WA5395904
Water Source	Purchased groundwater from CITY OF BLAINE
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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