4412 Cedar Creek Rd, Temple, TX 76504 Property Records

Bell County property record for 4412 Cedar Creek Rd, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	2,433 sqft · built 2018
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$758,100 (May 2023)
Tax Bill	$5,179 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2023 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`0402892919`

Property Details

APN / Parcel Number

Primary APN	`0402892919`
Alternative APNs	`471323` `868684`

Interior

Stories	1 Story
Building Area	2,433 sqft Living Area
1st Floor Area	2,433 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	32,670 sqft (0.75 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	362 sqft
Patio Area	330 sqft

Location & Zoning

Street Address	4412 CEDAR CREEK RD
City	TEMPLE
State	TX
Zip	76504-4806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONG VIEW ESTATES, BLOCK 001, LOT 0005, 0.750AC
Legal Subdivision	LONG VIEW ESTATES
Legal Block	1
Legal Lot Number	5
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2000
Census Tract	20302

Owner

4412 Cedar Creek Rd is owned and occupied by two individuals who bought it in May 2023.

Source: Bell County records, as of June 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4412 CEDAR CREEK RD, TEMPLE, TX 76504-4806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 15, 2023	Vendor's Lien, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage EXTRACO BANKS NA
May 14, 2018	Deed of Trust, Mortgage · Construction Mortgage THE FIRST NATIONAL BANK OF MOODY
Jun 23, 2022	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 7, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage EXTRACO BANKS NA
Dec 11, 2019	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage BRANDON WHATLEY HOMES LLC
May 4, 2019	Loan Modification, Mortgage FIRST NAT'L BK/MOODY
Nov 4, 2018	Loan Modification, Mortgage · Line of Credit FIRST NAT'L BK/MOODY
Aug 10, 2018	Loan Modification, Mortgage FIRST NAT'L BK/MOODY
Jun 18, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2023 · Amount on File
Deed Sale	May 15, 2023 · Amount on File
Prior Sale	Jun 23, 2022 · Amount on File
Deed Document Number	202320802
Prior Transfer Date	Dec 6, 2019
Prior Transfer Doc	0000056394
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4412 CEDAR CREEK RD, TEMPLE, TX 76504-4806
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4412 CEDAR CREEK RD, TEMPLE, TX 76504-4806

Mortgage

Document Number	0000059871
Date	Dec 5, 2025
Instrument	2025059871

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.8%

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 15, 2023
Property Address	4412 CEDAR CREEK RD, TEMPLE, TX 76504-4806
Document Number	0000020802
Map Reference	PL 2016-100
Instrument Date	May 12, 2023
Instrument	2023020802
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	NOT AVAILABLE, MAVERICK TTL OF TX DBA TX TT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4412 CEDAR CREEK RD, TEMPLE, TX 76504-4806

Mortgage

Document Number	0000020803
Date	May 15, 2023
Instrument	2023020803

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2038

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4412 CEDAR CREEK RD, TEMPLE, TX 76504-4806
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	MONTEITH ABSTRACT & TTL CO T

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042166
Date	Jul 2, 2021
Instrument	2021042166

Lender

Name	EXTRACO BANKS NA
Type	Bank
Address	TEMPLE, TX 76501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4412 CEDAR CREEK RD, TEMPLE, TX 76504-4806
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019318
Date	May 14, 2018
Instrument	2018-00019318

Lender

Name	THE FIRST NATIONAL BANK OF MOODY
Type	Bank
Address	MOODY, TX 76557

Agreement

Type	Construction Mortgage
Amount	Amount on Record

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 23, 2022
Property Address	4412 CEDAR CREEK RD, TEMPLE, TX 76504-4806
Document Number	0000040086
Map Reference	DOC 2016-100
Instrument Date	Jun 22, 2022
Instrument	2022040086
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4412 CEDAR CREEK RD, 4412, TEMPLE, TX 76504-4806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4412 CEDAR CREEK RD, TEMPLE, TX 76504-4806

Mortgage

Document Number	0000040087
Date	Jun 23, 2022
Instrument	2022040087

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jun 7, 2022
Property Address	4412 CEDAR CREEK RD, TEMPLE, TX 76504-4806
Document Number	0000036231
Map Reference	PL 2021078832
Instrument Date	May 6, 2022
Instrument	2022036231
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4404 CEDAR CREEK RD, 4404, TEMPLE, TX 76504-4806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4404 CEDAR CREEK RD, TEMPLE, TX 76504-4806

Mortgage

Document Number	0000036232
Date	Jun 7, 2022
Instrument	2022036232

Lender

Name	EXTRACO BANKS NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 6, 2023

December 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Dec 11, 2019
Property Address	4412 CEDAR CREEK RD, TEMPLE, TX 76504-4806
Document Number	0000056394
Map Reference	DOC 2016-100
Instrument Date	Dec 6, 2019
Instrument	2019-00056394
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4412 CEDAR CREEK RD, TEMPLE, TX 76504-4806

Mortgage

Document Number	0000056395
Date	Dec 11, 2019
Instrument	2019-00056395

Lender

Name	BRANDON WHATLEY HOMES LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2035

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	4412 CEDAR CREEK RD, TEMPLE, TX 76504-4806
Document Number	0000020719
Instrument Date	May 4, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5619 AIRPORT TRL TEMPLE TX 765046053, TEMPLE, TX 76504-6053

Mortgage

Document Number	0000020719
Date	May 20, 2019
Instrument	20719

Lender

Name	FIRST NAT'L BK/MOODY
Type	Bank
Address	MOODY, TX 76557

Agreement

Amount	Amount on Record
Term	12 Months
Due	May 19, 2020

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	4412 CEDAR CREEK RD, TEMPLE, TX 76504-4806
Document Number	0000047096
Instrument Date	Nov 4, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5619 AIRPORT TRL TEMPLE TX 765046053, TEMPLE, TX 76504-6053

Mortgage

Document Number	0000047096
Date	Nov 13, 2018
Instrument	47096

Lender

Name	FIRST NAT'L BK/MOODY
Type	Bank
Address	MCLENNAN, TX 76557

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 12, 2019

Interest

Rate Type	Adjustable Rate

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	4412 CEDAR CREEK RD, TEMPLE, TX 76504-4806
Document Number	0000035329
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Sep 7, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5619 AIRPORT TRL TEMPLE TX 765046053, TEMPLE, TX 76504-6053

Mortgage

Document Number	0000035329
Date	Aug 22, 2018
Instrument	35329

Lender

Name	FIRST NAT'L BK/MOODY
Type	Bank
Address	MOODY, TX 76557

Agreement

Amount	Amount on Record
Term	12 Months
Due	Aug 21, 2019

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jun 18, 2018
Property Address	4412 CEDAR CREEK RD, TEMPLE, TX 76504-4806
Document Number	0000024944
Book / Page	010495 / 000452
Instrument Date	May 31, 2018
Instrument	24944
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5619 AIRPORT TRL TEMPLE TX 765046053, TEMPLE, TX 76504-6053

Tax Assessment & Valuation

The 2025 property tax bill for 4412 Cedar Creek Rd was $5,179 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,179.00	$546,361 Land $57,173 Building $489,188	$546,361 Land $57,173 Building $489,188
2023	$6,960.00 (+32.45%)	$545,942 Land $57,173 Building $488,769	$545,942 Land $57,173 Building $488,769
2022	$5,255.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4412 Cedar Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4412 Cedar Creek Rd is moderate, ranking above 53% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENDLETON WSC serves 3,111 people · EPA ID TX0140033
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T.

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