4356 Cedar Creek Rd, Temple, TX 76504 Property Records

Bell County property record for 4356 Cedar Creek Rd, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	1,599 sqft · built 2020
Lot Size	0.75 acres (32,670 sqft)
Owner	Company Name on Record
Last Sale	$281,300 (Feb 2021)
Tax Bill	$3,839 (2025)
Deeds & Mortgages	Dec 2023 Sale Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0402892928`

Property Details

APN / Parcel Number

Primary APN	`0402892928`
Alternative APNs	`471326` `799347`

Interior

Stories	1 Story
Building Area	1,599 sqft Living Area
1st Floor Area	1,599 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	32,670 sqft (0.75 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Location & Zoning

Street Address	4356 CEDAR CREEK RD
City	TEMPLE
State	TX
Zip	76504-4920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONG VIEW ESTATES, BLOCK 001, LOT 0008, 0.750AC
Legal Subdivision	LONG VIEW ESTATES
Legal Block	1
Legal Lot Number	8
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2000
Census Tract	20302

Owner

Source: Bell County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4356 CEDAR CREEK RD, TEMPLE, TX 76504-4920
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Warranty Deed, Transfer MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T
Feb 24, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 22, 2020	Deed of Trust, Construction Loan · Construction Mortgage EXTRACO BK
Aug 10, 2018	Loan Modification, Mortgage FIRST NAT'L BK/MOODY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Deed Document Number	202110770
Prior Transfer Date	Feb 19, 2021
Prior Transfer Doc	0000010770
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Dec 12, 2023
Property Address	4356 CEDAR CREEK RD, TEMPLE, TX 76504-4920
Document Number	0000054532
Map Reference	PL 2021078832
Instrument Date	Nov 10, 2023
Instrument	2023054532
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4404 CEDAR CREEK RD, TEMPLE, TX 76504-4806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4404 CEDAR CREEK RD, TEMPLE, TX 76504-4806

February 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Feb 24, 2021
Property Address	4356 CEDAR CREEK RD, TEMPLE, TX 76504-4920
Document Number	0000010770
Map Reference	DOC 2016-100
Instrument Date	Feb 19, 2021
Instrument	2021010770
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 5, 2024
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4404 CEDAR CREEK RD, TEMPLE, TX 76504-4806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6925 W FM 436, BELTON, TX 76513-7672

Mortgage

Document Number	0000010771
Date	Feb 24, 2021
Instrument	2021010771

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Oct 22, 2020
Property Address	4356 CEDAR CREEK RD, TEMPLE, TX 76504-4920
Document Number	0000057713
Instrument Date	Oct 21, 2020
Instrument	57713
Transaction Type	Construction Loan
Record Updated	Nov 4, 2020
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4404 CEDAR CREEK RD TEMPLE TX 765044806, TEMPLE, TX 76504-4806

Mortgage

Document Number	0000057713
Date	Oct 22, 2020
Instrument	57713

Lender

Name	EXTRACO BK
Type	Bank
Address	TEMPLE, TX 76503-6122

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 21, 2021

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	4356 CEDAR CREEK RD, TEMPLE, TX 76504-4920
Document Number	0000035329
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Sep 7, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5619 AIRPORT TRL TEMPLE TX 765046053, TEMPLE, TX 76504-6053

Mortgage

Document Number	0000035329
Date	Aug 22, 2018
Instrument	35329

Lender

Name	FIRST NAT'L BK/MOODY
Type	Bank
Address	MOODY, TX 76557

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 21, 2019

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,839.00 (-5.26%)	$430,381 (-0.37%) Land $57,173 Building $373,208	$430,381 (-0.37%) Land $57,173 Building $373,208
2023	$4,052.00 (-17.26%) Homeowner's exemption	$431,960 Land $57,173 Building $374,787	$431,960 Land $57,173 Building $374,787
2022	$4,897.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENDLETON WSC serves 3,111 people · EPA ID TX0140033
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T.

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