4430 Cedar Creek Rd, Temple, TX 76504 Property Records

Bell County property record for 4430 Cedar Creek Rd, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	2,359 sqft · built 2017
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Tax Bill	$5,949 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0402892913`

Property Details

APN / Parcel Number

Primary APN	`0402892913`
Alternative APNs	`471321` `840540`

Interior

Stories	2 Stories
Building Area	2,359 sqft Living Area
2nd Floor Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Lot Area	32,670 sqft (0.75 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	426 sqft
Storage Building	192 sqft

Location & Zoning

Account Number	840540
Street Address	4430 CEDAR CREEK RD
City	TEMPLE
State	TX
Zip	76504-4806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONG VIEW ESTATES, BLOCK 001, LOT 0003, 0.750AC 0.750AC
Legal Subdivision	LONG VIEW ESTATES
Legal Block	1
Legal Lot Number	3
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2000
Census Tract	20302

Owner

4430 Cedar Creek Rd is owned and occupied by an individual who acquired it in October 2025.

Source: Bell County records, as of November 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4430 CEDAR CREEK RD, TEMPLE, TX 76504-4806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Vendor's Lien, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 26, 2022	Warranty Deed, Transfer · Commercial Mortgage EXTRACO BANKS NA
Jan 24, 2022	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Mar 2, 2018	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage BOKF NA
Sep 25, 2017	Loan Modification, Mortgage FIRST NAT'L BK/MOODY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2025
Deed Sale	Oct 24, 2025
Prior Sale	Aug 26, 2022
Deed Document Number	2025052629
Record Updated	Jun 8, 2026

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 24, 2025
Property Address	4430 CEDAR CREEK RD, TEMPLE, TX 76504-4806
Document Number	0000052629
Map Reference	DOC 2016-100
Instrument Date	Oct 21, 2025
Instrument	2025052629
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	UNKNOWN, MAVERICK TITLE OF TEXAS DBA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8151 PR 42128, EVANT, TX 76525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4430 CEDAR CREEK RD, TEMPLE, TX 76504-4806

Mortgage

Document Number	0000052630
Date	Oct 24, 2025
Instrument	2025052630

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Aug 26, 2022
Property Address	4430 CEDAR CREEK RD, TEMPLE, TX 76504-4806
Document Number	0000054001
Instrument Date	Aug 25, 2022
Instrument	2022054001
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4404 CEDAR CREEK RD, TEMPLE, TX 76504-4806
Investor	Possibly a Property Investor

Mortgage

Document Number	0000054002
Date	Aug 26, 2022
Instrument	2022054002

Lender

Name	EXTRACO BANKS NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 25, 2023

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jan 24, 2022
Property Address	4430 CEDAR CREEK RD, TEMPLE, TX 76504-4806
Document Number	0000004662
Map Reference	CAB C SL 54-C
Instrument Date	Jan 20, 2022
Instrument	2022004662
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	UNKNOWN, FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3631 BOLO WHITE RD, TEMPLE, TX 76501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11401 GLEN FALLOCH CT, AUSTIN, TX 78754-5796

Mortgage

Document Number	0000004552
Date	Jan 24, 2022
Instrument	2022004552

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

March 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 2, 2018
Property Address	4430 CEDAR CREEK RD, TEMPLE, TX 76504-4806
Document Number	0000008496
Map Reference	YEAR2016 NO100
Instrument Date	Mar 1, 2018
Instrument	2018-00008496
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 15, 2022
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4430 CEDAR CREEK RD, TEMPLE, TX 76504-4806

Mortgage

Document Number	0000008497
Date	Mar 2, 2018
Instrument	2018-00008497

Lender

Name	BOKF NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	4430 CEDAR CREEK RD, TEMPLE, TX 76504-4806
Document Number	0000041787
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4580 CEDAR CREEK RD TEMPLE TX 765044884, TEMPLE, TX 76504-4884

Mortgage

Document Number	0000041787
Date	Oct 4, 2017
Instrument	41787

Lender

Name	FIRST NAT'L BK/MOODY
Type	Bank
Address	MOODY, TX 76557

Agreement

Amount	Amount on Record
Term	12 Months
Due	Oct 3, 2018

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$602,163 Land $57,173 Building $590,107	$647,280 Land $57,173 Building $590,107
2024	$5,949.00 (+10.49%)
2023	$5,384.00 (-14.84%) Homeowner's exemption	$647,103 Land $57,173 Building $589,930	$647,103 Land $57,173 Building $589,930
2022	$6,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4430 Cedar Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4430 Cedar Creek Rd is moderate, ranking above 53% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENDLETON WSC serves 3,111 people · EPA ID TX0140033
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T.

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