4346 Cedar Creek Rd, Temple, TX 76504 Property Records

Bell County property record for 4346 Cedar Creek Rd, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	2,246 sqft · built 2020
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$399,400 (Aug 2020)
Deeds & Mortgages	Feb 2020 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0402892931`

Property Details

APN / Parcel Number

Primary APN	`0402892931`
Alternative APNs	`471327` `799347`

Interior

Stories	1 Story
Building Area	2,246 sqft Living Area
1st Floor Area	2,246 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	32,670 sqft (0.75 acres)
Garage Area	501 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Storage Building	1,500 sqft

Location & Zoning

Street Address	4346 CEDAR CREEK RD
City	TEMPLE
State	TX
Zip	76504-4920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONG VIEW ESTATES, BLOCK 001, LOT 0009, 0.750AC
Legal Subdivision	LONG VIEW ESTATES
Legal Block	1
Legal Lot Number	9
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2000
Census Tract	20302

Owner

4346 Cedar Creek Rd is owned and occupied by an individual who bought it in August 2020.

Source: Bell County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4346 CEDAR CREEK RD, TEMPLE, TX 76504-4920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2020	Deed of Trust, Mortgage · Commercial Mortgage EXTRACO BANKS NA
Aug 21, 2020	Vendor's Lien, Subdivision Related Transfer · VA Mortgage INTERCAP LENDING
Aug 10, 2018	Loan Modification, Mortgage FIRST NAT'L BK/MOODY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2020 · Amount on File
Deed Sale	Aug 21, 2020 · Amount on File
Deed Document Number	202044028
Prior Transfer Date	Aug 20, 2020
Prior Transfer Doc	0000044028
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4346 CEDAR CREEK RD, TEMPLE, TX 76504-4920
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007354
Date	Feb 13, 2020
Instrument	2020-00007354

Lender

Name	EXTRACO BANKS NA
Type	Bank
Address	TEMPLE, TX 76502

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 12, 2021

August 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 21, 2020
Property Address	4346 CEDAR CREEK RD, TEMPLE, TX 76504-4920
Document Number	0000044028
Map Reference	DOC 2016-100
Instrument Date	Aug 20, 2020
Instrument	2020-00044028
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 15, 2022
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4404 CEDAR CREEK RD, 4404, TEMPLE, TX 76504-4806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4346 CEDAR CREEK RD, TEMPLE, TX 76504-4920

Mortgage

Document Number	0000044029
Date	Aug 21, 2020
Instrument	2020-00044029

Lender

Name	INTERCAP LENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	4346 CEDAR CREEK RD, TEMPLE, TX 76504-4920
Document Number	0000035329
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Sep 7, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5619 AIRPORT TRL TEMPLE TX 765046053, TEMPLE, TX 76504-6053

Mortgage

Document Number	0000035329
Date	Aug 22, 2018
Instrument	35329

Lender

Name	FIRST NAT'L BK/MOODY
Type	Bank
Address	MOODY, TX 76557

Agreement

Amount	Amount on Record
Term	12 Months
Due	Aug 21, 2019

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$467,042	$539,726 Land $57,173 Building $482,553
2023	$538,860 Land $57,173 Building $481,687	$538,860 Land $57,173 Building $481,687

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4346 Cedar Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4346 Cedar Creek Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENDLETON WSC serves 3,111 people · EPA ID TX0140033
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T.

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