441 Main St, Stewart, MN 55385 Property Records

McLeod County property record for 441 Main St, Stewart, MN 55385

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,205 sqft · built 1955
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$68,000 (Mar 2022)
Tax Bill	$2,306 (2026)
Deeds & Mortgages	Aug 2023 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20.055.0050`

Property Details

APN / Parcel Number

Primary APN	`20.055.0050`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,205 sqft Total Area
1st Floor Area	1,248 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	441 MAIN ST
City	STEWART
State	MN
Zip	55385-8421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	D A STEWART'S 1ST BLOCK-001 LOTS 4 & 5 & 1/2 VAC ALLEY
Legal Subdivision	D A STEWART'S 1ST
Legal Block	1
Legal Lot Number	4-5
Jurisdiction	MCLEOD MN
Township / Civil Division	STEWART
Census Block Group	3
Census Block	3030
Census Tract	950500

Owner

Source: McLeod County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	441 MAIN ST, STEWART, MN 55385-8421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL FCU
May 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK
Apr 1, 2022	Affidavit of Death of Joint Tenant, Transfer BURNETT TITLE, BURNET TITLE
Apr 1, 2022	Warranty Deed, Transfer BURNETT TITLE, BURNET TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2022 · Amount on Record
Deed Sale	Mar 30, 2022 · Amount on Record
Deed Document Number	20221393813
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEOD MN
Property Address	441 MAIN ST, STEWART, MN 55385-8421
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000465073
Date	Aug 30, 2023
Instrument	465073

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 9, 2038

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEOD MN
Property Address	441 MAIN ST, STEWART, MN 55385-8421
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000459312
Date	May 27, 2022
Instrument	459312

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 1, 2027

Interest

Rate Type	Fixed Rate

April 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MCLEOD MN
Recording Date	Apr 1, 2022
Property Address	441 MAIN ST, STEWART, MN 55385-8421
Document Number	0000458407
Instrument Date	Mar 30, 2022
Instrument	458407
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7300 MEMORY LN NE, FRIDLEY, MN 55432-3217

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEOD MN
Recording Date	Apr 1, 2022
Property Address	441 MAIN ST, STEWART, MN 55385-8421
Document Number	0000458408
Instrument Date	Mar 30, 2022
Instrument	458408
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Tax	$224.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	441 MAIN ST, STEWART, MN 55385-8421

Tax Assessment & Valuation

Source: McLeod County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	McLeod County
Municipality	Stewart City
Unified School District	Buffalo Lake-Hector-Stewart Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,306.00 (+2.95%) Homeowner's exemption
2025		$154,500 (+52.82%) Land $25,200 Building $129,300	$154,500 (+52.82%) Land $25,200 Building $129,300
2022		$101,100 Land $21,900 Building $79,200	$101,100 Land $21,900 Building $79,200
2019	$2,240.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Stewart serves 482 people · EPA ID MN1430009
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.58 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Arsenic resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
RS Fiber Cooperative Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Broadband, Xtratyme Technologies.

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