421 Main St, Stewart, MN 55385 Property Records

McLeod County property record for 421 Main St, Stewart, MN 55385

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,548 sqft · built 1996
Lot Size	0.218 acres (9,500 sqft)
Owner	Individual Name on Record
Last Sale	$204,000 (Feb 2022)
Tax Bill	$4,724 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20.055.0090`

Property Details

APN / Parcel Number

Primary APN	`20.055.0090`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,548 sqft Total Area
1st Floor Area	1,548 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,500 sqft (0.218 acres)
Lot Dimensions	95 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	888 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	421 MAIN ST
City	STEWART
State	MN
Zip	55385-8491
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	D A STEWART'S 1ST S 95' OF S 150' OF BLOCK 2
Legal Subdivision	D A STEWART'S 1ST
Legal Block	2
Jurisdiction	MCLEOD MN
Township / Civil Division	STEWART
Census Block Group	3
Census Block	3030
Census Tract	950500

Owner

Source: McLeod County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 MAIN ST, STEWART, MN 55385-8491
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2022 · Amount on Record
Deed Sale	Feb 24, 2022 · Amount on Record
Deed Document Number	20221382190
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEOD MN
Recording Date	Oct 3, 2022
Property Address	421 MAIN ST, STEWART, MN 55385-8491
Document Number	0000461162
Instrument Date	Feb 24, 2022
Instrument	461162
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	TITLEMARK PLLC, TITLE MARK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$673.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 MAIN ST, STEWART, MN 55385-8491

Mortgage

Document Number	0000461163
Date	Oct 3, 2022
Instrument	461163

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: McLeod County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	McLeod County
Municipality	Stewart City
Unified School District	Buffalo Lake-Hector-Stewart Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,724.00 (+98.15%) Homeowner's exemption
2025		$277,300 (+51.95%) Land $22,800 Building $254,500	$277,300 (+51.95%) Land $22,800 Building $254,500
2022		$182,500 Land $19,600 Building $162,900	$182,500 Land $19,600 Building $162,900
2019	$2,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Stewart serves 482 people · EPA ID MN1430009
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.58 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Arsenic resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
RS Fiber Cooperative Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Broadband, Xtratyme Technologies.

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