McLeod County property record for 412 Main St, Stewart, MN 55385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 842 sqft · built 1940 |
| Lot Size | 0.33 acres (14,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,648 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20.063.0030 |
| Primary APN | 20.063.0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 842 sqft Total Area |
| 1st Floor Area | 720 sqft |
| Basement Area | 348 sqft |
| Finished Basement | 348 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,400 sqft (0.33 acres) |
| Lot Dimensions | 144 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 412 MAIN ST |
|---|---|
| City | STEWART |
| State | MN |
| Zip | 55385-8402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KREGER'S ADD BLOCK-002 LOTS 5, 6, 7 & 8 |
| Legal Subdivision | KREGER'S ADD |
| Legal Block | 2 |
| Legal Lot Number | 5-8 |
| Jurisdiction | MCLEOD MN |
| Township / Civil Division | STEWART |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 950500 |
412 Main St is owned and occupied by an individual.
Source: McLeod County records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 412 MAIN ST, STEWART, MN 55385-8402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 412 Main St was $2,648 with a homeowner's exemption.
Source: McLeod County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | McLeod County |
| Municipality | Stewart City |
| Unified School District | Buffalo Lake-Hector-Stewart Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,648.00 Homeowner's exemption | ||
| 2025 | $142,800 Land $22,100 Building $120,700 | $142,800 Land $22,100 Building $120,700 | |
| 2022 | $89,100 Land $19,100 Building $70,000 | $89,100 Land $19,100 Building $70,000 | |
| 2019 | $1,648.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 23, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 412 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Stewart serves 482 people · EPA ID MN1430009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.58 mg/L (2025) action level 1.3 mg/L |
Listed by EPA as a serious violator.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Arsenic resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| RS Fiber Cooperative Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Broadband, Xtratyme Technologies.
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